- 4
- beds
- 4
- baths
- 1,495
- sqft
- 1985
- year built
- Status:
- Active
- MLS #:
- 620666
- Neighborhood:
- Largo Sound Vill (104.0)
- County:
- Monroe
- Listed By:
- Robert U. Valenzuela, PA - Century 21 Circle- Islamorada
- Agent Phone:
- (305) 431-0836
- Agent Email:
- Homes2you@aol.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Discover the potential of this spacious CBS home situated on an oversized corner lot in the highly desirable Largo Sound Village neighborhood of Key Largo. Located in an X Flood Zone, this property offers added peace of mind with no flood insurance typically required by lenders. The upper level features a generous living area with 2 bedrooms, 2 bathrooms, an elevator, and two versatile bonus rooms that can be used as an office, hobby room, guest space, or additional living area. The lower level has been thoughtfully configured into two 1-bedroom, 1-bathroom living spaces, providing excellent flexibility for extended family, guests. Residents have the option to join the private Largo Sound Village homeowners park for just $150 annually, which includes access to a boat ramp and waterfront park on Largo Sound with outstanding boating access to both the Atlantic Ocean and Florida Bay. Conveniently located less than an hour from Miami, this property offers endless possibilities in one of Key Largo's most sought-after family-friendly communities.
Highlights
- Residential
- Single Family Residence
- Built in 1985
- 0.17 Acre Lot
- $150/yr HOA
- 116 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 4
-
- Year Built
- 1985
-
- Parking Features
- RV Access/Parking, Off Street
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Oven
-
- Flooring
- Tile
-
- Furnished
- Unfurnished
-
- Patio And Porch
- Patio, Deck, Porch
-
- Pool Features
- Above Ground, Liner
-
- Cooling
- Ductless, Ceiling Fan(s), Central Air, Wall/Window Unit(s)
-
- Heating
- Central
-
- Acres
- 0.17
-
- Area
- 27 - Key Largo MM 97-107
-
- County
- Monroe
-
- City
- Key Largo
-
- Neighborhood
- Largo Sound Vill (104.0)
-
- Zip Code
- 33037
-
Nearby Schools
-
53out of 100
-
53out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $724900
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
What's your home worth?
Calculate your current home value within seconds.
Frequently Asked Questions
How do I schedule a tour of 322 3rd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 322 3rd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 322 3rd?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $724,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key Largo, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 322 3rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 322 3rd at around $4,453. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 322 3rd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 322 3rd?
In most cases, yes. Whether 322 3rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Largo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 322 3rd?
We can handle that for you. Our preferred local agent specializes in residentials in Key Largo and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $724,900 with 1,495 sqft of space—that comes out to approximately $485 per square foot.
How long has this property been on the market?
322 3rd was listed on July 17, 2026, which means it's been on the market for 116 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1985, making it approximately 41 years old.
What is the lot size of this property?
322 3rd sits on a 0.17-acre lot, which is 7,405 square feet.
What are the property taxes for 322 3rd?
The most recent public record shows annual property taxes for 322 3rd were approximately $3,932. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $150 paid annually.
Is 322 3rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Key Largo, FL
Open Houses Near Key Largo, FL
Land for Sale Near Key Largo, FL
Townhomes for Sale Near Key Largo, FL
Waterfront Homes for Sale Near Key Largo, FL
Waterfront Condos for Sale Near Key Largo, FL
Homes with Pools for Sale Near Key Largo, FL
Gated Community Homes for Sale Near Key Largo, FL
Homes with No Hoa for Sale Near Key Largo, FL
Homes in Adult Communities for Sale Near Key Largo, FL
Search Nearby Cities
Search Nearby Postal Codes
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.