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Spread across FIVE lots, this magnificent, one-of-a-kind property offers a rare opportunity to embrace the laid-back Florida Keys lifestyle, where you can escape the hustle and bustle and disappear from all the noise of everyday life! Nestled on this expansive property sits a cozy 1 bedroom, 1.5 bathroom 700 sqft home, perfectly designed for those seeking peace, privacy, and simplicity. Just a stone's throw from the neighborhood beach, you can launch your kayaks, relax beneath a palm tree with your favorite book, or simply listen to the soothing sounds of the water gently splashing along the shoreline. Boating enthusiasts will love being just around the corner from the neighborhood boat ramp, making it easy to get out on the water whenever the mood strikes! Thoughtfully equipped with impact windows and a newer metal roof, this charming home offers both comfort and peace of mind. Inside, you'll find central air conditioning and a full kitchen complete with a gas stove. The jacuzzi and storage shed also convey with the property! With FIVE lots to spread out, there's plenty of room for your toys, boats, and outdoor living dreams. Whether you're looking for a peaceful full-time residence, a weekend escape, or your own private hideaway from the world, the possibilities here are endless. This is the kind of place where life slows down, the noise fades away, and you can truly enjoy everything that makes the Florida Keys so special!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1953
  • 0.36 Acre Lot
  • 5 days on Market

  • Bedrooms
    1
  • Bathrooms
    1 full · 1 half
  • Year Built
    1953
  • Architectural Style
    Conch
  • Construction Materials
    Concrete
  • Parking Features
    RV Access/Parking, Off Street
  • Interior Features
    Storage
  • Appliances
    Dryer, Refrigerator, Washer, Range, Oven, Stainless Steel Appliance(s)
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Lighting, Outdoor Shower
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.36
  • Utilities
    Propane

  • Area
    27 - Key Largo MM 97-107
  • County
    Monroe
  • City
    Key Largo
  • Neighborhood
    Pirates Cove (Key Largo) (98.5)
  • Zip Code
    33037

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Frequently Asked Questions

How do I schedule a tour of 13 Pirates Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 13 Pirates Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 13 Pirates Dr?

Click Ask a Question to talk with our team. You already know it is a 1 bed, 1 bath, listed for $649,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key Largo, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 13 Pirates Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13 Pirates Dr at around $4,237. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 13 Pirates Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 13 Pirates Dr?

In most cases, yes. Whether 13 Pirates Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Largo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 13 Pirates Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Key Largo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $649,000 with 730 sqft of space—that comes out to approximately $889 per square foot.

How long has this property been on the market?

13 Pirates Dr was listed on November 09, 2026, which means it's been on the market for 5 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1953, making it approximately 73 years old.

What is the lot size of this property?

13 Pirates Dr sits on a 0.36-acre lot, which is 15,682 square feet.

What are the property taxes for 13 Pirates Dr?

The most recent public record shows annual property taxes for 13 Pirates Dr were approximately $6,523. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 13 Pirates Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.