103 Reef Ln , Key Biscayne, FL 33149

How do I schedule a tour of 103 Reef Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 Reef Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 Reef Ln?

Click Ask a Question to talk with our team. You already know it is a 7 bed, 5 bath, listed for $10,700,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key Biscayne, and can even get you in to see the property quickly.

How do I get a virtual tour of 103 Reef Ln?

Yes! A virtual tour is available for 103 Reef Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 103 Reef Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 103 Reef Ln at around $69,400. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 Reef Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Miami-Dade County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 Reef Ln?

In most cases, yes. Whether 103 Reef Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Biscayne's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 Reef Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Key Biscayne and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $10,700,000 with 4,997 sqft of space—that comes out to approximately $2,141 per square foot.

How long has this property been on the market?

103 Reef Ln was listed on November 13, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2014, making it approximately 12 years old.

What are the property taxes for 103 Reef Ln?

The most recent public record shows annual property taxes for 103 Reef Ln were approximately $102,104. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $9,718 paid monthly.

This covers access to community features including: Maintenance.

Is 103 Reef Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.