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Backing up to Camp Creek Golf Course with a freshly painted exterior and just steps from private beach access and the community pool, this beach cottage is the perfect coastal getaway or rental investment property. Steps lead to both a front entry and side entry with porches on all levels along with a private back patio delivering enviable outdoor living space for relaxing and dining in the sun. The main entry opens to a spacious living area filled with natural light, new flooring and updated furniture. The living area seamlessly flows into the dining space and newly renovated kitchen boasting a center island, ample storage and stainless steel appliances. A renovated full bathroom, laundry room and large storage closet add additional conveniences to the first level. The second level features two oversized guest bedroom, each with ensuite bathrooms, along with hallway bunkbeds for flexible sleeping space. The third level offers two additional bedrooms, a guest room with an ensuite bathroom and the primary bedroom. The spacious primary suite features a sitting area, ensuite with dual vanities and a balcony with views of the gulf and neighboring rooftops. Cottages at Camp Creek is a charming neighborhood offering easy access to Scenic Highway 30A in close proximity to Alys Beach and Rosemary Beach with renowned restaurants, local shopping, seasonal events and weekly farmers markets. This community is centered around the large pool and hot tub surrounded with lush landscaping with your private beach access, and ability to set up your beach day right off the access, just a short walk down 30A.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2004
  • 0.03 Acre Lot
  • $700/qtr HOA
  • 301 days on Market

  • Bedrooms
    4
  • Bathrooms
    5
  • Year Built
    2004
  • Stories
    3.0
  • Architectural Style
    Beach House
  • Interior Features
    Kitchen Island, Breakfast Bar, Recessed Lighting, Crown Molding
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Washer, Electric Oven
  • Flooring
    Tile, Carpet
  • Furnished
    Furnished
  • Exterior Features
    Balcony, Outdoor Grill
  • Patio And Porch
    Patio, Porch
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central

  • Acres
    0.03
  • Lot Features
    See Remarks
  • Utilities
    Cable Available, Electricity Available
  • Water
    Public

  • Area
    18 - 30A East
  • County
    Walton
  • City
    Inlet Beach
  • Neighborhood
    COTTAGES AT CAMP CREEK
  • Zip Code
    32461
  • High School
    South Walton
  • Middle School
    Emerald Coast
  • Elementary School
    Dune Lakes

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Frequently Asked Questions

How do I schedule a tour of 150 Cottage Way #20?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 150 Cottage Way #20.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 150 Cottage Way #20?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 5 bath, listed for $1,225,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Inlet Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 150 Cottage Way #20?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 150 Cottage Way #20 at around $7,881. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 150 Cottage Way #20?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Walton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 150 Cottage Way #20?

In most cases, yes. Whether 150 Cottage Way #20 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Inlet Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 150 Cottage Way #20?

We can handle that for you. Our preferred local agent specializes in residentials in Inlet Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,225,000 with 2,683 sqft of space—that comes out to approximately $457 per square foot.

How long has this property been on the market?

150 Cottage Way #20 was listed on January 13, 2026, which means it's been on the market for 301 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2004, making it approximately 22 years old.

What is the lot size of this property?

150 Cottage Way #20 sits on a 0.03-acre lot, which is 1,307 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Dune Lakes
  • Middle: Emerald Coast
  • High: South Walton

Want to see how these schools compare? Check out our Walton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 150 Cottage Way #20?

The most recent public record shows annual property taxes for 150 Cottage Way #20 were approximately $10,920. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $700 paid quarterly.

Is 150 Cottage Way #20 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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