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SOLID CONSTRUCTION. SPACE TO SPREAD OUT. NO HOA. This owner-built concrete home on 1.25 acres features a two-bedroom in-law suite with its own entrance and a detached three-bay concrete garage. Loved and well cared for over the years, it offers a combination that can be hard to find. The home offers five bedrooms, two bathrooms and approximately 2,460 square feet of living space overall. The in-law suite includes its own living room, bathroom and kitchen. The main kitchen has solid wood cabinets throughout, granite countertops and a refrigerator, microwave and oven replaced approximately three years ago. You may choose to change some finishes to suit your own taste, but this move-in-ready home gives you a solid starting point. Construction details include poured concrete around doors and windows, double-pane windows throughout, approximately 11 inches of attic insulation and foam insulation in the walls. Copper wiring serves the home and outbuildings. The detached three-bay concrete garage has its own electrical panel and built-in drains, with room to work on projects and store vehicles and equipment. An additional 14-by-21-foot concrete shed includes shelving that stays, plus an RV pad behind it. If you add a pool out back, the shed could become a pool house. The well pump and water heater were replaced in January 2026. Per the owner, the AC has been regularly serviced, most recently in September 2026, and cools well. Four-point inspection and wind mitigation reports from January 2026 are available. The owner also reports termite treatment of the slab during construction, exterior liquid prevention treatment and termite stations along the perimeter. There is a lot here to appreciate, especially if you value solid construction and space for your hobbies. With so much to offer, this home will not last long. Come see how it could work for you before someone else makes it their own.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1981
  • 1.25 Acre Lot
  • 3 Car Garage
  • 27 days on Market

  • Bedrooms
    5
  • Bathrooms
    2
  • Year Built
    1981
  • Stories
    1.0
  • Architectural Style
    Ranch, One Story
  • Construction Materials
    Stucco, Block, Concrete
  • Foundation
    Block, Slab
  • Garage Spaces
    3.0
  • Parking Features
    Gravel, Driveway, Private, Garage Door Opener, Garage, Detached, RV Access/Parking, Parking Pad
  • Living Area
    2460.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Pantry, In-Law Floorplan, Master Downstairs, Stone Counters
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range Hood, Electric Oven, Water Heater, Electric Cooktop
  • Flooring
    Tile, Carpet
  • Pool Features
    Outdoor Pool, None
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Acres
    1.25
  • Lot Features
    Level, Cleared
  • Water
    Private, Well

  • Area
    08
  • County
    Citrus
  • City
    Hernando
  • Neighborhood
    Forest Lake North
  • Zip Code
    34442
  • High School
    Citrus High
  • Middle School
    Citrus Springs Middle
  • Elementary School
    Central Ridge Elementary

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Frequently Asked Questions

How do I schedule a tour of 650 E Wacker St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 650 E Wacker St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 650 E Wacker St?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 2 bath, listed for $400,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hernando, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 650 E Wacker St?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 650 E Wacker St at around $2,265. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 650 E Wacker St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Citrus County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 650 E Wacker St?

In most cases, yes. Whether 650 E Wacker St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hernando's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 650 E Wacker St?

We can handle that for you. Our preferred local agent specializes in residentials in Hernando and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $400,000 with 2,460 sqft of space—that comes out to approximately $163 per square foot.

How long has this property been on the market?

650 E Wacker St was listed on October 12, 2026, which means it's been on the market for 27 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1981, making it approximately 45 years old.

What is the lot size of this property?

650 E Wacker St sits on a 1.25-acre lot, which is 54,450 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Central Ridge Elementary
  • Middle: Citrus Springs Middle
  • High: Citrus High

Want to see how these schools compare? Check out our Citrus County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 650 E Wacker St?

The most recent public record shows annual property taxes for 650 E Wacker St were approximately $1,155. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 650 E Wacker St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale/lease on this website appears in part through the REALTORS® Association of Citrus County Broker Reciprocity program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Continental Real Estate Group, Inc participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than Continental Real Estate Group, Inc are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information deemed reliable but is not guaranteed to be accurate and should be independently verified. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Copyright © 2026 REALTORS® Association of Citrus County. All Rights Reserved.

Last Updated: November 06, 2026 at 09:12AM | Source: REALTORS Association of Citrus County | MLS#: 858571