$590,000
4514 Neptune Dr , Hernando Beach, FL 34607
- 3
- beds
- 2
- baths
- 1,993
- sqft
- 1992
- year built
- Status:
- Active
- MLS #:
- 2260743
- Neighborhood:
- Gulf Coast Ret Unit 4
- County:
- Hernando
- Listed By:
- Sarah M Hill - Hill Point Realty Inc
- Agent Phone:
- (352) 670-4455
- Agent Email:
- SarahHill@SarahHillGroup.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Experience the HERNANDO BEACH WATERFRONT LIFESTYLE in this DIRECT GULF ACCESS home situated on an OVERSIZED CUL-DE-SAC LOT with approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. Located just off the MAIN HERNANDO BEACH CHANNEL, this waterfront property offers easy access to the Gulf for boating, fishing, kayaking, paddleboarding, scalloping and sunset cruises. The second level offers 1,389 SF OF LIVING AREA with a desirable SPLIT-BEDROOM FLOOR PLAN featuring 2 bedrooms, 2 bathrooms and an expansive 376 SF SCREENED WATERFRONT PORCH. The ground level includes a 2-CAR GARAGE plus approximately 604 SF OF AIR-CONDITIONED FLEX SPACE currently utilized as a bedroom and game/entertainment room, providing additional space for a home office, gym, hobby room, recreation area or storage. A covered entry welcomes you into a soaring foyer and bright, open main living area featuring VAULTED CEILINGS, wood-look laminate flooring and an abundance of natural light. Four-panel POCKET SLIDING GLASS DOORS open the living area to the SCREENED UPPER-LEVEL PORCH, creating seamless indoor/outdoor living with beautiful WATER VIEWS. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022), featuring QUARTZ COUNTERTOPS, custom blue cabinetry with accent glass doors, QUARTZ BACKSPLASH, under-cabinet lighting, STAINLESS STEEL APPLIANCES and porcelain wood-look tile flooring. A charming breakfast nook surrounded by BAY WINDOWS features custom lighting and plant shelves, while a pantry closet provides additional storage. The spacious PRIMARY SUITE features a vaulted ceiling, WALK-IN CLOSET and French doors with built-in blinds opening directly to the screened waterfront porch. The primary bathroom offers a FLOOR-TO-CEILING TILED WALK-IN SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a WATER VIEW, while the guest bathroom features a Corian countertop vanity and custom FLOOR-TO-CEILING TILED SHOWER. For added convenience, the LAUNDRY ROOM IS LOCATED ON THE UPPER LEVEL. Step outside to enjoy the FLORIDA WATERFRONT LIFESTYLE with a spacious backyard, covered and screened outdoor living areas, approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. With the MAIN HERNANDO BEACH CHANNEL just moments away, you can be on your boat and headed toward the Gulf in no time. Additional features include a 2-CAR GARAGE, 30-AMP RV PLUG in the garage, newer front storm doors and a WATER SOFTENER SYSTEM installed in 2019. CURRENT TRANSFERABLE FLOOD INSURANCE IS APPROXIMATELY 1,486 dollars PER YEAR, representing 4,771 dollars IN ANNUAL SAVINGS compared with the quoted cost of a new FEMA flood policy. The home also benefits from multiple WIND MITIGATION DISCOUNTS, with the seller's homeowners insurance premium reported at LESS THAN 3,000 dollars PER YEAR. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.
Highlights
- Residential
- Single Family Residence
- Built in 1992
- 0.17 Acre Lot
- Waterfront
- 2 Car Garage
- 73 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 1992
-
- Stories
- 2.0
-
- Architectural Style
- Stilt
-
- Construction Materials
- Frame, Vinyl Siding
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage Door Opener, Garage
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Open Floorplan, Entrance Foyer
-
- Appliances
- Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
-
- Flooring
- Laminate, Tile, Carpet
-
- Furnished
- Unfurnished
-
- Exterior Features
- Dock, Balcony
-
- Patio And Porch
- Covered, Patio, Porch, Screened, Rear Porch
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Central
-
- Acres
- 0.17
-
- Lot Features
- Cleared, Waterfront, Cul-De-Sac, Corner Lot
-
- Water Front Features
- Seawall, Canal Front, Navigable Water, Waterfront Access
-
- Water Front
- Yes
-
- View
- Water, Canal
-
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
-
- Water
- Public
-
- County
- Hernando
-
- City
- Hernando Beach
-
- Neighborhood
- Gulf Coast Ret Unit 4
-
- Zip Code
- 34607
-
- High School
- Weeki Wachee
-
- Middle School
- Fox Chapel
-
- Elementary School
- Westside
-
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Price History
| 10/15/2026 | Price Changed | $590,000 |
| Source: Hernando County Association of REALTORS #2260743 | ||
| 08/26/2026 | Listed | $610,000 |
| Source: Hernando County Association of REALTORS #2260743 | ||
| 10/15/2026 | Price Changed | $590,000 |
| Source: Stellar MLS #W7888889 | ||
| 08/26/2026 | Listed | $610,000 |
| Source: Stellar MLS #W7888889 | ||
Source: MLS Data
Deed History
| 02/04/2013 | Warranty Deed | $202,000 |
| 12/15/2003 | Warranty Deed | $285,000 |
| 04/21/1997 | Warranty Deed | $133,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 02/04/2013 | VA | $196,128 |
| 10/05/2005 | Fannie Mae/Freddie Mac (Code phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.) | $253,289 |
| 12/15/2003 | $256,500 | |
| 04/21/1997 | VA | $136,990 |
Source: Public records via Constellation Data Labs
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There are currently 163 properties available in Hernando Beach, with 3 under contract to close soon. Properties in the city have an average sale price of $636,502 and typically spend 109 days on the market before being sold.
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Frequently Asked Questions
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With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 4514 Neptune Dr at around $3,500. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 4514 Neptune Dr?
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What is the price per square foot for this home?
This home is listed at $590,000 with 1,993 sqft of space—that comes out to approximately $296 per square foot.
How long has this property been on the market?
4514 Neptune Dr was listed on August 26, 2026, which means it's been on the market for 73 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1992, making it approximately 34 years old.
What is the lot size of this property?
4514 Neptune Dr sits on a 0.17-acre lot, which is 7,405 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Westside
- Middle: Fox Chapel
- High: Weeki Wachee
Want to see how these schools compare? Check out our Hernando County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 4514 Neptune Dr?
The most recent public record shows annual property taxes for 4514 Neptune Dr were approximately $3,611. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 4514 Neptune Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Hernando County Association of REALTORS®. All rights reserved.