$699,999
3519 Cobia Dr , Hernando Beach, FL 34607
- 3
- beds
- 3
- baths
- 2,030
- sqft
- 2003
- year built
- Status:
- Active
- MLS #:
- 2241693
- Neighborhood:
- Hernando Beach Unit 13-B
- County:
- Hernando
- Listed By:
- Steven Koleno - Beycome of Florida LLC
- Agent Phone:
- (804) 656-5007
- Agent Email:
- contact@beycome.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Discover coastal living at its finest in this beautiful Hernando Beach home. Located at 3519 Cobia Dr, this property boasts stunning waterfront views and access to the Gulf of America. Enjoy spacious living areas filled with natural light, a modern kitchen with top-of-the-line appliances, and a large deck appropriate for entertaining. New roof with fully transferable warranty. The private dock makes boating a breeze, while nearby amenities accord dining and shopping options. Experience serene living in this charming coastal community. Will consider swap for lakefront home in Florida.
Highlights
- Residential
- Single Family Residence
- Built in 2003
- 0.17 Acre Lot
- $20/mo HOA
- 726 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 3
-
- Year Built
- 2003
-
- Stories
- 3.0
-
- Architectural Style
- Other
-
- Construction Materials
- Vinyl Siding
-
- Parking Features
- Other
-
- Interior Features
- Open Floorplan
-
- Appliances
- Dryer, Dishwasher, Microwave, Washer, Convection Oven
-
- Flooring
- Laminate, Tile, Wood
-
- Exterior Features
- Balcony
-
- Pool Features
- In Ground, Private, Salt Water
-
- Cooling
- Central Air, Electric
-
- Heating
- Heat Pump
-
- Acres
- 0.17
-
- Lot Features
- Other
-
- Utilities
- Other
-
- Water
- Public
-
- County
- Hernando
-
- City
- Hernando Beach
-
- Neighborhood
- Hernando Beach Unit 13-B
-
- Zip Code
- 34607
-
- High School
- Weeki Wachee
-
- Middle School
- Fox Chapel
-
- Elementary School
- Westside
-
Nearby Schools
-
52out of 100
-
49out of 100
-
52out of 100
-
65out of 100
-
73out of 100
-
50out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Company NMLS #: 3446
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Estimated Value
$477,118
$434,177 - $520,058
Source: Constellation Data Labs
Price History
| 07/24/2025 | Price Changed | $699,999 |
| Source: Hernando County Association of REALTORS #2241693 | ||
| 11/11/2024 | Listed | $714,900 |
| Source: Hernando County Association of REALTORS #2241693 | ||
| 03/04/2014 | Off Market | — |
| Source: Hernando County Association of REALTORS #2150717 | ||
| 05/20/2009 | Off Market | — |
| Source: Stellar MLS #U7412296 | ||
| 11/10/2004 | Off Market | — |
| Source: Stellar MLS #W7094457 | ||
Source: MLS Data
Deed History
| 11/14/2022 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 07/23/2014 | Warranty Deed | $256,500 |
| 08/05/2009 | Warranty Deed | $260,000 |
| 06/03/2005 | Warranty Deed | $385,000 |
| 07/30/2002 | Warranty Deed | $39,900 |
Source: Public records via Constellation Data Labs
Mortgage History
| 08/05/2009 | Unknown | $200,000 |
| 06/03/2005 | Fannie Mae/Freddie Mac (Code phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.) | $308,000 |
| 10/25/2004 | Credit Line (Revolving) | $86,750 |
| 06/01/2004 | Stand Alone Second | $25,000 |
| 10/03/2003 | New Conventional | $191,000 |
| 07/30/2002 | $184,427 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Hernando Beach
There are currently 163 properties available in Hernando Beach, with 3 under contract to close soon. Properties in the city have an average sale price of $636,502 and typically spend 109 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3519 Cobia Dr?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3519 Cobia Dr.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3519 Cobia Dr?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $699,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hernando Beach, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 3519 Cobia Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3519 Cobia Dr at around $3,938. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3519 Cobia Dr?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Hernando County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3519 Cobia Dr?
In most cases, yes. Whether 3519 Cobia Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hernando Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3519 Cobia Dr?
We can handle that for you. Our preferred local agent specializes in residentials in Hernando Beach and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $699,999 with 2,030 sqft of space—that comes out to approximately $345 per square foot.
How long has this property been on the market?
3519 Cobia Dr was listed on November 11, 2024, which means it's been on the market for 726 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2003, making it approximately 23 years old.
What is the lot size of this property?
3519 Cobia Dr sits on a 0.17-acre lot, which is 7,405 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Westside
- Middle: Fox Chapel
- High: Weeki Wachee
Want to see how these schools compare? Check out our Hernando County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3519 Cobia Dr?
The most recent public record shows annual property taxes for 3519 Cobia Dr were approximately $1,713. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $20 paid monthly.
Is 3519 Cobia Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Hernando County Association of REALTORS®. All rights reserved.