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Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 4014 Sagefield Drive. Now offered at $364,900, this move-in-ready Adams Home features four upstairs bedrooms and convenient downstairs powder room. This 4-bedroom, 2.5-bath 2202CR plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. A convenient half bath keeps the private bedroom bathrooms separate from visitors. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $364,900 FOUR UPSTAIRS BEDROOMS AND CONVENIENT DOWNSTAIRS POWDER ROOM NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    2025
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    2202.0
  • Interior Features
    Walk-In Closet(s), Wet Bar, High Ceilings
  • Appliances
    Dishwasher, Microwave, Disposal, Convection Oven
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.14
  • View
    Lake, Water
  • Utilities
    Cable Available, Electricity Connected, Water Connected
  • Water
    Private

  • Area
    34773 - St Cloud (Harmony)
  • County
    Osceola
  • City
    Harmony
  • Neighborhood
    HARMONY CENTRAL
  • Zip Code
    34773

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Frequently Asked Questions

How do I schedule a tour of 4014 Sagefield Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4014 Sagefield Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4014 Sagefield Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $364,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Harmony, and can even get you in to see the property quickly.

How do I get a virtual tour of 4014 Sagefield Dr?

Yes! A virtual tour is available for 4014 Sagefield Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 4014 Sagefield Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4014 Sagefield Dr at around $2,140. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4014 Sagefield Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4014 Sagefield Dr?

In most cases, yes. Whether 4014 Sagefield Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Harmony's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4014 Sagefield Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Harmony and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $364,900 with 2,202 sqft of space—that comes out to approximately $166 per square foot.

How long has this property been on the market?

4014 Sagefield Dr was listed on January 31, 2026, which means it's been on the market for 286 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2025, making it approximately 1 years old.

What is the lot size of this property?

4014 Sagefield Dr sits on a 0.14-acre lot, which is 6,098 square feet.

What are the property taxes for 4014 Sagefield Dr?

The most recent public record shows annual property taxes for 4014 Sagefield Dr were approximately $759. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $68 paid monthly.

Is 4014 Sagefield Dr still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 13, 2026 at 10:45AM | Source: Stellar MLS | MLS#: O6378617