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"JUST REDUCED $10,000." "Your private saltwater pool paradise awaits in The Lakes at Harmony!" Discover resort-style living in The Lakes at Harmony, a sought-after 55 and better community nestled in a peaceful corner of St. Cloud. This beautifully maintained 3-bedroom, 2-bath pool home offers more than 1850 square feet of inviting living space on a spacious lot, complete with a custom saltwater pool designed for relaxing, entertaining, and enjoying Florida's year-round sunshine. Step inside to an open, comfortable layout that makes everyday living and hosting effortless. The kitchen features upgraded stainless-steel appliances, while the spacious owner's suite provides a private retreat with a beautifully tiled shower and glass enclosure. Outside, your private pool oasis offers the perfect setting for morning swims, weekend gatherings, or unwinding at the end of the day--with the added benefit of retractable privacy screens completely around the pool area, as well as the larger homesite with plenty of outdoor space. The Lakes at Harmony delivers an exceptional lifestyle with lawn maintenance included and access to desirable community amenities within the master-planned Harmony community. Golf lovers will appreciate the beautiful Johnny Miller Signature 18-hole-par 72 golf course, while residents enjoy the tranquility and convenience of this welcoming neighborhood. If you've been waiting for a move-in-ready pool home in a vibrant 55+ community, this is your opportunity. Come see why life in Harmony feels like a vacation--schedule your private showing today before this exceptional home is gone!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2023
  • 0.23 Acre Lot
  • $251/mo HOA
  • 2 Car Garage
  • 55 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2023
  • Stories
    1.0
  • Architectural Style
    Contemporary
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Oversized, Garage Door Opener
  • Living Area
    1852.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Open Floorplan, Crown Molding, Stone Counters, Built-in Features
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Cooktop, Range Hood, Ice Maker, Exhaust Fan
  • Flooring
    Tile, Carpet
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Patio, Screened, Front Porch
  • Pool Features
    Gunite, In Ground, Private, Salt Water, Screen Enclosure
  • Security Features
    Smoke Detector(s), Gated Community
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Acres
    0.23
  • Lot Features
    Level, Near Golf Course, Corner Lot, Landscaped, Paved
  • Water Front Features
    Lake Privileges
  • View
    Pool
  • Utilities
    Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water
    Public
  • Senior Community
    Yes

  • Area
    34773 - St Cloud (Harmony)
  • County
    Osceola
  • City
    Harmony
  • Neighborhood
    HARMONY NBHD J
  • Zip Code
    34773

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Frequently Asked Questions

How do I schedule a tour of 3184 Songbird Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3184 Songbird Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3184 Songbird Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $429,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Harmony, and can even get you in to see the property quickly.

How do I get a virtual tour of 3184 Songbird Cir?

Yes! A virtual tour is available for 3184 Songbird Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3184 Songbird Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3184 Songbird Cir at around $2,854. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3184 Songbird Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3184 Songbird Cir?

In most cases, yes. Whether 3184 Songbird Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Harmony's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3184 Songbird Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Harmony and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $429,900 with 1,852 sqft of space—that comes out to approximately $232 per square foot.

How long has this property been on the market?

3184 Songbird Cir was listed on September 18, 2026, which means it's been on the market for 55 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2023, making it approximately 3 years old.

What is the lot size of this property?

3184 Songbird Cir sits on a 0.23-acre lot, which is 10,019 square feet.

What are the property taxes for 3184 Songbird Cir?

The most recent public record shows annual property taxes for 3184 Songbird Cir were approximately $4,888. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $251 paid monthly.

This covers access to community features including: Pool, Trail(s).

Is 3184 Songbird Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 12, 2026 at 05:37AM | Source: Stellar MLS | MLS#: S5157894