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Tucked within a quiet, gated community in the heart of Fort Myers, this charming 2BR + Loft / 2BA residence offers the ease of single-family ownership with the low-maintenance lifestyle of a townhome. From the moment you step inside, soaring vaulted ceilings and open-concept living spaces create an airy, inviting feel that lives far larger than expected. Warm Spanish tile flooring flows throughout, while sliders from both the living room and primary suite open to your own private fenced courtyard; the perfect space to unwind, entertain, or enjoy peaceful mornings outdoors. The thoughtfully designed main-level primary suite offers privacy and comfort with a spacious walk-in closet, linen closet, and beautifully remodeled bath featuring a large walk-in shower. Upstairs, guests will enjoy their own bedroom and full bath, along with an open loft; ideal for a home office, or additional lounge space. An oversized exterior storage closet provides plenty of room for beach chairs and seasonal items. Whether you are a first-time homebuyer, seasonal resident, or investor, this property offers exceptional flexibility. Governed as a single-family home, financing approval may be more favorable than traditional condo financing. Low HOA fees, no rental restrictions, and the ability to have up to two dogs (75 lbs max each) make this an incredible opportunity for primary living, a winter retreat, or a vacation rental investment. Residents enjoy a community pool and hot tub just a short stroll away, with new roofs completed in 2022 and covered carports currently being added for each building. Centrally located with easy access to shopping, dining, schools, major roadways, medical facilities, Southwest Florida International Airport, the Downtown Fort Myers River District, and Southwest Florida’s beautiful beaches. This hidden gem delivers convenience, comfort, and lifestyle all in one!

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1985
  • Stories
    2.0
  • Construction Materials
    Wood Siding, Vinyl Siding, Cement Siding
  • Parking Features
    Driveway, Paved, Guest, Detached Carport
  • Living Area
    1201.0
  • Interior Features
    Cathedral Ceiling(s), Walk-In Closet(s), Vaulted Ceiling(s), Breakfast Bar, Wired for Data
  • Appliances
    Dryer, Dishwasher, Microwave, Washer, Range, Oven, Self Cleaning Oven
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Storage, Courtyard
  • Patio And Porch
    Patio
  • Security Features
    Smoke Detector(s)
  • Cooling
    Electric
  • Heating
    Electric, Central

  • Acres
    0.026
  • Utilities
    Cable Available


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Frequently Asked Questions

How do I schedule a tour of 12964 Elm Creek Ct?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 12964 Elm Creek Ct.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 12964 Elm Creek Ct?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $189,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Fort Myers, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 12964 Elm Creek Ct?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 12964 Elm Creek Ct at around $1,242. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 12964 Elm Creek Ct?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Lee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 12964 Elm Creek Ct?

In most cases, yes. Whether 12964 Elm Creek Ct is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fort Myers's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 12964 Elm Creek Ct?

We can handle that for you. Our preferred local agent specializes in residentials in Fort Myers and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $189,000 with 1,201 sqft of space—that comes out to approximately $157 per square foot.

How long has this property been on the market?

12964 Elm Creek Ct was listed on May 12, 2026, which means it's been on the market for 177 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1985, making it approximately 41 years old.

What is the lot size of this property?

12964 Elm Creek Ct sits on a 0.03-acre lot, which is 1,307 square feet.

What are the property taxes for 12964 Elm Creek Ct?

The most recent public record shows annual property taxes for 12964 Elm Creek Ct were approximately $2,611. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $800 paid quarterly.

Is 12964 Elm Creek Ct still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Multiple Listing Service of Bonita SpringsEstero. All rights reserved.

Last Updated: November 05, 2026 at 05:51PM | Source: Multiple Listing Service of Bonita SpringsEstero | MLS#: 226019289