97368 Harbor Concourse Cir , Fernandina Beach, FL 32034
$449,000
- 4
- beds
- 3
- baths
- 2,285
- sqft
- 2017
- year built
$449,000
97368 Harbor Concourse Cir , Fernandina Beach, FL 32034
- 4
- beds
- 3
- baths
- 2,285
- sqft
- 2017
- year built
- Status:
- Pending
- MLS #:
- 117090
- Neighborhood:
- Harbor Concourse
- County:
- Nassau
- Listed By:
- Tracy Fendig - KELLER WILLIAMS REALTY / FB OFFICE
- Agent Phone:
- (904) 753-3572
- Agent Email:
- tfendig@fendiggroup.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Welcome to a home designed for the way life really happens—whether gathering with family and friends, working from home, welcoming extended family or simply enjoying room to spread out. Freshly painted inside just prior to listing, with an exterior that has been pressure washed, painted and sealed, this 4-bedroom, 3-bath home feels refreshed and ready for its next chapter. At the heart of the home, the gourmet kitchen blends style and function with a cooktop, decorative hood with corbels, wall oven and microwave, generous cabinetry and plenty of workspace. The kitchen flows easily into the breakfast area and living spaces, creating a natural connection for everyday living and entertaining. The spacious primary suite offers a private retreat with a large walk-in closet and expansive bath featuring a soaking tub, walk-in shower and dual vanities. Two additional bedrooms and a full bath are located on the main level, while upstairs, a generous room with its own closet and full bath offer exceptional flexibility—ideal home for multigenerational living, guests, a home office, media or game room. Outdoors, the covered lanai and quaint backyard provide a peaceful, manageable setting for morning coffee, an evening glass of wine or relaxed conversation. With versatile living spaces, a thoughtful floor plan and fresh updates inside and out, this home makes room not just for where you are today, but for whatever comes next.
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 2017
-
- Stories
- 2.0
-
- Architectural Style
- Two Story
-
- Construction Materials
- Frame, Fiber Cement
-
- Garage Spaces
- 2.0
-
- Parking Features
- Garage Door Opener
-
- Living Area
- 2285.0
-
- Interior Features
- Ceiling Fan(s)
-
- Appliances
- Dishwasher, Microwave, Refrigerator, Cooktop, Oven, Water Softener Owned
-
- Patio And Porch
- Covered, Patio, Porch, Screened, Front Porch, Rear Porch
-
- Pool Features
- None
-
- Cooling
- Ceiling Fan(s), Central Air, Electric
-
- Heating
- Electric, Central
-
- Utilities
- Cable Available
-
- Water
- Public
-
- Area
- Ar 7 Mainland, Sub 2
-
- County
- Nassau
-
- City
- Fernandina Beach
-
- Neighborhood
- Harbor Concourse
-
- Zip Code
- 32034
-
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Estimated Value
$456,776
Estimated Sales Price Range:
$429,369 - $484,182
Source: Constellation Data Labs
Price History
| 09/23/2026 | Price Changed | $449,000 |
| Source: Amelia Island Nassau County Association of REALTORS #117090 | ||
| 08/21/2026 | Listed | $456,000 |
| Source: Amelia Island Nassau County Association of REALTORS #117090 | ||
| 10/05/2017 | Sold | $265,181 |
| Source: realMLS #877927 | ||
| 04/19/2017 | Listed | $263,990 |
| Source: realMLS #877927 | ||
Source: MLS Data
Deed History
| 10/10/2017 | Warranty Deed | $265,181 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/10/2017 | Conventional | $212,144 |
Source: Public records via Constellation Data Labs
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There are currently 221 properties available in Fernandina Beach, with 3 under contract to close soon. Properties in the city have an average sale price of $989,850 and typically spend 98 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 97368 Harbor Concourse Cir?
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How do I get more information about 97368 Harbor Concourse Cir?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $449,000. We can talk through recent upgrades, potential seller motivation, how this residential compares to others in Fernandina Beach, and can even get you in to see the property quickly.
How do I get a virtual tour of 97368 Harbor Concourse Cir?
Yes! A virtual tour is available for 97368 Harbor Concourse Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 97368 Harbor Concourse Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 97368 Harbor Concourse Cir at around $2,555. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 97368 Harbor Concourse Cir?
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Can I negotiate the asking price for 97368 Harbor Concourse Cir?
In most cases, yes. Whether 97368 Harbor Concourse Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fernandina Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 97368 Harbor Concourse Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Fernandina Beach and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $449,000 with 2,285 sqft of space—that comes out to approximately $196 per square foot.
How long has this property been on the market?
97368 Harbor Concourse Cir was listed on August 21, 2026, which means it's been on the market for 80 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2017, making it approximately 9 years old.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $660 paid annually.
Is 97368 Harbor Concourse Cir still available for sale?
This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.
Last Updated: November 09, 2026 at 06:14PM | Source: Amelia Island Nassau County Association of REALTORS | MLS#: 117090