$379,000
403 S 13 Terrace , Fernandina Beach, FL 32034
- 3
- beds
- 2
- baths
- 1,263
- sqft
- 1997
- year built
- Status:
- Active
- MLS #:
- 116331
- County:
- Nassau
- Listed By:
- John Holbrook - PINEYWOODS REALTY, LLC
- Agent Phone:
- (904) 415-0171
- Agent Email:
- holbrook66@msn.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Single story home within the City of Fernandina Beach on Amelia Island. Optimal, center Island location. Take a walk or bike ride to historic Downtown Fernandina Beach. Enjoy the shopping, restaurants and downtown, waterfront park. Home is also close to Central Park (tennis, pickleball, kids playground), the Peck Center, and Elm Street Park. Close proximity to the Hospital, Walmart. Publix and Southside elementary. This move in ready home has been remodeled. It has a fenced back yard and is located on a corner lot. New LVP flooring, recently painted, and new roof. No HOA fees. No required flood insurance. Trash pick up included in the City fees.
Highlights
- Residential
- Built in 1997
- 0.1219 Acre Lot
- 155 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 1997
-
- Stories
- 1.0
-
- Architectural Style
- One Story
-
- Construction Materials
- Frame
-
- Parking Features
- Driveway
-
- Living Area
- 1263.0
-
- Appliances
- Dishwasher, Refrigerator, Cooktop
-
- Pool Features
- None
-
- Cooling
- Central Air, Electric, Heat Pump
-
- Heating
- Electric, Heat Pump, Central
-
- Acres
- 0.1219
-
- Utilities
- Cable Available
-
- Water
- Public
-
- Area
- Ar 1 Island
-
- County
- Nassau
-
- City
- Fernandina Beach
-
- Zip Code
- 32034
-
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Price History
| 09/18/2026 | Price Changed | $379,000 |
| Source: Amelia Island Nassau County Association of REALTORS #116331 | ||
| 06/08/2026 | Listed | $429,000 |
| Source: Amelia Island Nassau County Association of REALTORS #116331 | ||
Source: MLS Data
Deed History
| 06/23/2025 | Warranty Deed | $389,000 |
| 10/19/2015 | Trustee’s Deed (Certificate of Title) | $57,500 |
| 05/10/2012 | Corporation Deed | $76,500 |
| 11/08/2011 | Trustee’s Deed (Certificate of Title) | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/23/2025 | FHA | $381,954 |
| 05/10/2012 | Stand Alone Second / Subordinate Position | $6,600 |
| 05/10/2012 | FHA | $72,720 |
| 02/09/2004 | Unknown | $112,002 |
Source: Public records via Constellation Data Labs
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There are currently 221 properties available in Fernandina Beach, with 3 under contract to close soon. Properties in the city have an average sale price of $989,850 and typically spend 98 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 403 S 13 Terrace?
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How do I get more information about 403 S 13 Terrace?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $379,000. We can talk through recent upgrades, potential seller motivation, how this residential compares to others in Fernandina Beach, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 403 S 13 Terrace?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 403 S 13 Terrace at around $2,157. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 403 S 13 Terrace?
In most cases, yes. Whether 403 S 13 Terrace is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Fernandina Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 403 S 13 Terrace?
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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $379,000 with 1,263 sqft of space—that comes out to approximately $300 per square foot.
How long has this property been on the market?
403 S 13 Terrace was listed on June 08, 2026, which means it's been on the market for 155 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1997, making it approximately 29 years old.
What is the lot size of this property?
403 S 13 Terrace sits on a 0.12-acre lot, which is 5,227 square feet.
Is 403 S 13 Terrace still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.
Last Updated: November 10, 2026 at 01:21AM | Source: Amelia Island Nassau County Association of REALTORS | MLS#: 116331