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Welcome home to this lovely private townhome with 3br, 2.5ba in the heart of Destin! Assigned parking for you or your vacation rentals, allowing owner pets, in a family oriented setting that is in the center of all the activities with deeded 300ft. Beach, Big Kahuna Water park across the street, water sports a bike ride away, or just relax on your private patio or go fishing at the lake! Short stroll across the bridge to beach and tennis court, 2 pools, 1 heated, shuffleboard, pickleball, group BBQ pits and gazebo for sunsets! Southbay has 12 acres of beautifully maintained grounds which is hard to find in a beachfront community! This unit is priced to sell and the seller has maintained it well and is selling as is/as seen with all furnishings. Please honor existing rentals for 30 days

Highlights

  • Residential
  • Condominium
  • Built in 1974
  • $860/mo HOA
  • 173 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1974
  • Stories
    2.0
  • Architectural Style
    N/A
  • Construction Materials
    Wood Siding
  • Interior Features
    Pantry, Crown Molding
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Washer, Disposal, Electric Oven, Self Cleaning Oven
  • Flooring
    Carpet
  • Furnished
    Furnished
  • Exterior Features
    Tennis Court(s)
  • Patio And Porch
    Patio, Porch
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Central

  • Lot Features
    Level, Corner Lot, Interior Lot, Zero Lot Line
  • Utilities
    Cable Available, Electricity Available
  • Water
    Public

  • Area
    14 - Destin
  • County
    Okaloosa
  • City
    Destin
  • Neighborhood
    SOUTHBAY BY THE GULF UNIT F-1
  • Zip Code
    32541
  • High School
    Destin
  • Middle School
    Destin
  • Elementary School
    Destin

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Frequently Asked Questions

How do I schedule a tour of 940 E Highway 98 #UNIT 33?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 940 E Highway 98 #UNIT 33.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 940 E Highway 98 #UNIT 33?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $425,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Destin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 940 E Highway 98 #UNIT 33?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 940 E Highway 98 #UNIT 33 at around $2,752. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 940 E Highway 98 #UNIT 33?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Okaloosa County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 940 E Highway 98 #UNIT 33?

In most cases, yes. Whether 940 E Highway 98 #UNIT 33 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Destin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 940 E Highway 98 #UNIT 33?

We can handle that for you. Our preferred local agent specializes in residentials in Destin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $425,000 with 1,289 sqft of space—that comes out to approximately $330 per square foot.

How long has this property been on the market?

940 E Highway 98 #UNIT 33 was listed on May 22, 2026, which means it's been on the market for 173 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1974, making it approximately 52 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Destin
  • Middle: Destin
  • High: Destin

Want to see how these schools compare? Check out our Okaloosa County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 940 E Highway 98 #UNIT 33?

The most recent public record shows annual property taxes for 940 E Highway 98 #UNIT 33 were approximately $4,005. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $860 paid monthly.

Is 940 E Highway 98 #UNIT 33 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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