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Positioned on the 7th floor of Sterling Sands, this Gulf-front condo offers unobstructed views of the emerald waters and sugar-white sand from one of Destin's most desirable beachfront locations. The two-bedroom, two-bath floor plan provides a strong foundation for a vacation home, second residence, or investment property, with the flexibility for a new owner to update and personalize the interior to match their vision. The open living area and kitchen overlook the Gulf, creating a bright coastal setting with the view as the focal point. Sleeping accommodations include a king bed, bunk beds, and a queen sleeper sofa, allowing the condo to comfortably accommodate families and vacationing guests. Sterling Sands offers 460 feet of beachfront, a Gulf-front community pool and hot tub, fitness center, grilling area, and daily beach service. Centrally located in Destin near dining, shopping, entertainment, and family attractions, this property combines direct beach access, impressive Gulf views, and excellent potential in a highly sought-after resort community.

Highlights

  • Residential
  • Condominium
  • Built in 1994
  • $784/mo HOA
  • Waterfront
  • 58 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1994
  • Stories
    8.0
  • Architectural Style
    N/A
  • Construction Materials
    Concrete
  • Parking Features
    Attached, Garage, Guest
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Electric Oven
  • Flooring
    Tile
  • Furnished
    Furnished
  • Exterior Features
    Balcony
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central

  • Lot Features
    Waterfront
  • Water Front
    Yes
  • Utilities
    Cable Available, Electricity Available
  • Water
    Public

  • Area
    14 - Destin
  • County
    Okaloosa
  • City
    Destin
  • Neighborhood
    STERLING SANDS CONDO
  • Zip Code
    32541
  • High School
    Destin
  • Middle School
    Destin
  • Elementary School
    Destin

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Frequently Asked Questions

How do I schedule a tour of 1080 E Highway 98 703?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1080 E Highway 98 703.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1080 E Highway 98 703?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $639,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Destin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1080 E Highway 98 703?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1080 E Highway 98 703 at around $4,122. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1080 E Highway 98 703?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Okaloosa County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1080 E Highway 98 703?

In most cases, yes. Whether 1080 E Highway 98 703 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Destin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1080 E Highway 98 703?

We can handle that for you. Our preferred local agent specializes in residentials in Destin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $639,000 with 861 sqft of space—that comes out to approximately $742 per square foot.

How long has this property been on the market?

1080 E Highway 98 703 was listed on September 14, 2026, which means it's been on the market for 58 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1994, making it approximately 32 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Destin
  • Middle: Destin
  • High: Destin

Want to see how these schools compare? Check out our Okaloosa County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1080 E Highway 98 703?

The most recent public record shows annual property taxes for 1080 E Highway 98 703 were approximately $5,827. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $784 paid monthly.

Is 1080 E Highway 98 703 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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