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Address Withheld Cutler Bay, FL 33190

$497,000

3
beds
2
baths
1,650
sqft
1987
year built

Nestled in the highly desirable, family-friendly neighborhood of Lakes by the Bay, this exceptional single-family home offers the perfect blend of comfort, convenience, and location. Located on a quiet cul-de-sac, this property features 3 generously sized bedrooms and 2 well-appointed bathrooms with elegant tile flooring. The kitchen boasts beautiful granite countertops, combining sophistication and practicality. The spacious master suite includes a private en-suite bathroom, providing a tranquil retreat. Accordion shutters on all windows and sliding glass doors offer added security. Enjoy serene outdoor living with easy access to the community pool, lake, walking trails, and tennis courts. The HOA covers amenities, lawn care, and patrol night security. Schedule a private viewing today!

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1987
  • Stories
    2.0
  • Architectural Style
    Two Story
  • Construction Materials
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage, Covered
  • Living Area
    1650.0
  • Interior Features
    Other
  • Appliances
    Dryer, Refrigerator, Washer, Other
  • Flooring
    Other
  • Pool Features
    Community, None
  • Security Features
    Security Guard
  • Cooling
    Central Air, Other
  • Heating
    Other

  • View
    None
  • Water
    Public

  • Area
    60
  • County
    Miami-Dade
  • City
    Cutler Bay
  • Neighborhood
    LAKES BY THE BAY SEC 3
  • Zip Code
    33190

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Frequently Asked Questions

How do I schedule a tour of ?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to .

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about ?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $497,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cutler Bay, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for ?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for at around $2,828. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy ?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Miami-Dade County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for ?

In most cases, yes. Whether is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cutler Bay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on ?

We can handle that for you. Our preferred local agent specializes in residentials in Cutler Bay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $497,000 with 1,650 sqft of space—that comes out to approximately $301 per square foot.

How long has this property been on the market?

was listed on January 20, 2026, which means it's been on the market for 299 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1987, making it approximately 39 years old.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $255 paid quarterly.

Is still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, MIAMI REALTORS MLS. All rights reserved.

Last Updated: November 15, 2026 at 01:55AM | Source: MIAMI REALTORS MLS | MLS#: A11950457