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Do you have a boat? Or always wanted one? Love fishing? Or just content to look out at the huge expanse of Anna Maria Sound, with a coffee in hand in the morning or a glass of wine looking at the incredible sunsets in the evening? Then this is the place for you! Watch the porpoises play literally a few dozen feet away, or a family of manatees leisurely cruise by. Fisherman? Catch a redfish or a snook for dinner, right off your own back yard! Mariner's Cove is an very private 80 unit gated community in Cortez FL, with 2 pools, tennis, a kayak launch, and a private boat slip, which we are told will take up to a 35 ft boat (you can add your own boat lift!). We're just a hop, skip and a jump (locally, we call that a bridge) from Anna Maria island with its incredible array of restaurants, miles of gorgeous beaches and nonstop nightlife. Easily access to Bradenton, Lakewood Ranch and Sarasota, as well. This nicely updated condo has 2 bedrooms downstairs and a big loft upstairs for additional guests. Kitchen, bathrooms, flooring, hurricane sliders among updates, two under building assigned parking spaces, kayak storage, additional storage area, and an elevator, are among the many bells and whistles this second floor unit offers a new owner. Come visit! You'll love it!

Highlights

  • Residential
  • Condominium
  • Built in 1984
  • 4.37 Acre Lot
  • Waterfront
  • 183 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1984
  • Stories
    2.0
  • Architectural Style
    Contemporary, Elevated
  • Construction Materials
    Frame, Stucco, Block
  • Foundation
    Slab
  • Parking Features
    Basement, Guest
  • Living Area
    1942.0
  • Interior Features
    Cathedral Ceiling(s), Eat-in Kitchen, Walk-In Closet(s), Elevator, Open Floorplan, Stone Counters
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal
  • Flooring
    Other
  • Furnished
    Unfurnished
  • Exterior Features
    Lighting, Dock, Balcony
  • Patio And Porch
    Patio, Screened
  • Pool Features
    Other
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    4.37
  • Lot Features
    Waterfront
  • Water Front Features
    Canal Front
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water
    Public

  • Area
    34215 - Cortez
  • County
    Manatee
  • City
    Cortez
  • Neighborhood
    MARINERS COVE I
  • Zip Code
    34215
  • High School
    Bayshore High
  • Middle School
    W.D. Sugg Middle
  • Elementary School
    Sea Breeze Elementary

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Frequently Asked Questions

How do I schedule a tour of 3840 Mariners Way #524 A?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3840 Mariners Way #524 A.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3840 Mariners Way #524 A?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $825,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Cortez, and can even get you in to see the property quickly.

How do I get a virtual tour of 3840 Mariners Way #524 A?

Yes! A virtual tour is available for 3840 Mariners Way #524 A. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3840 Mariners Way #524 A?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3840 Mariners Way #524 A at around $5,141. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3840 Mariners Way #524 A?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Manatee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3840 Mariners Way #524 A?

In most cases, yes. Whether 3840 Mariners Way #524 A is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cortez's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3840 Mariners Way #524 A?

We can handle that for you. Our preferred local agent specializes in residentials in Cortez and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $825,000 with 1,942 sqft of space—that comes out to approximately $425 per square foot.

How long has this property been on the market?

3840 Mariners Way #524 A was listed on May 15, 2026, which means it's been on the market for 183 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1984, making it approximately 42 years old.

What is the lot size of this property?

3840 Mariners Way #524 A sits on a 4.37-acre lot, which is 190,357 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Sea Breeze Elementary
  • Middle: W.D. Sugg Middle
  • High: Bayshore High

Want to see how these schools compare? Check out our Manatee County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3840 Mariners Way #524 A?

The most recent public record shows annual property taxes for 3840 Mariners Way #524 A were approximately $5,348. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3840 Mariners Way #524 A still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 14, 2026 at 09:17AM | Source: Stellar MLS | MLS#: A4693852