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Enjoy comfortable Florida living in this clean, first-floor, one-bedroom, one-bathroom condo located in the desirable 55+ community of On Top of the World. The unit features luxury vinyl tile flooring throughout, two private patios, one in the front and one in the back, and the convenience of a dedicated parking space directly in front of your door. Its location near the community entrance and exit provides easy access. On Top of the World offers an abundance of amenities and activities for an active lifestyle, including private lake access for fishing and kayaking, activity centers, golf courses, swimming pools, organized clubs and activities, a dog park, tennis courts, shuffleboard, and so much more. Whether you're looking for relaxation, recreation, or an active social lifestyle, this condo offers a wonderful opportunity to enjoy all that On Top of the World has to offer! The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

Highlights

  • Residential
  • Condominium
  • Built in 1976
  • 3 days on Market

  • Bedrooms
    1
  • Bathrooms
    1
  • Year Built
    1976
  • Stories
    3.0
  • Construction Materials
    Block
  • Foundation
    Slab
  • Parking Features
    Assigned
  • Living Area
    825.0
  • Interior Features
    Elevator
  • Appliances
    Microwave, Refrigerator, Cooktop
  • Furnished
    Furnished
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Utilities
    Cable Available, Electricity Connected, Sewer Connected, Phone Available, Underground Utilities
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 2331 Finlandia Ln #21?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2331 Finlandia Ln #21.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2331 Finlandia Ln #21?

Click Ask a Question to talk with our team. You already know it is a 1 bed, 1 bath, listed for $127,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Clearwater, and can even get you in to see the property quickly.

How do I get a virtual tour of 2331 Finlandia Ln #21?

Yes! A virtual tour is available for 2331 Finlandia Ln #21. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2331 Finlandia Ln #21?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 2331 Finlandia Ln #21 at around $846. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2331 Finlandia Ln #21?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Pinellas County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2331 Finlandia Ln #21?

In most cases, yes. Whether 2331 Finlandia Ln #21 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Clearwater's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2331 Finlandia Ln #21?

We can handle that for you. Our preferred local agent specializes in residentials in Clearwater and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $127,000 with 825 sqft of space—that comes out to approximately $154 per square foot.

How long has this property been on the market?

2331 Finlandia Ln #21 was listed on November 05, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1976, making it approximately 50 years old.

What are the property taxes for 2331 Finlandia Ln #21?

The most recent public record shows annual property taxes for 2331 Finlandia Ln #21 were approximately $1,889. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 2331 Finlandia Ln #21 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 08, 2026 at 12:57AM | Source: Stellar MLS | MLS#: TB8564644