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$1,500 credit at closing to buyer for carpet replacement. Discover the perfect blend of luxury and peace of mind in this expansive 2-bedroom, 2.5-bathroom condo located in the highly sought-after On Top of the World community. Spanning 1,680 sq. ft. of meticulously maintained living space, this home features high-end PGT impact-resistant windows, a updated HVAC system in 2018 and hot water heater in 2015 for ultimate efficiency and security. Rare for condo living, the residence includes a dedicated built-in utility room complete with a washer and dryer, ensuring maximum convenience. The open floor plan flows seamlessly toward a stunning, direct view of the lake, offering a serene backdrop for your daily life. Combining premium structural upgrades with an unparalleled waterfront location, this property truly represents the best of the Florida lifestyle. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

Highlights

  • Residential
  • Condominium
  • Built in 1994
  • 5.74 Acre Lot
  • 226 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    1994
  • Stories
    3.0
  • Construction Materials
    Block
  • Foundation
    Slab
  • Parking Features
    Assigned
  • Living Area
    1680.0
  • Interior Features
    Elevator
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Lighting
  • Security Features
    Gated Community
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    5.74
  • Utilities
    Cable Available, Electricity Connected, Sewer Connected, Phone Available, Underground Utilities
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 2220 Spanish Dr #26?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2220 Spanish Dr #26.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2220 Spanish Dr #26?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $199,900. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Clearwater, and can even get you in to see the property quickly.

How do I get a virtual tour of 2220 Spanish Dr #26?

Yes! A virtual tour is available for 2220 Spanish Dr #26. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2220 Spanish Dr #26?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2220 Spanish Dr #26 at around $1,289. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2220 Spanish Dr #26?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Pinellas County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2220 Spanish Dr #26?

In most cases, yes. Whether 2220 Spanish Dr #26 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Clearwater's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2220 Spanish Dr #26?

We can handle that for you. Our preferred local agent specializes in residentials in Clearwater and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $199,900 with 1,680 sqft of space—that comes out to approximately $119 per square foot.

How long has this property been on the market?

2220 Spanish Dr #26 was listed on March 30, 2026, which means it's been on the market for 226 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1994, making it approximately 32 years old.

What is the lot size of this property?

2220 Spanish Dr #26 sits on a 5.74-acre lot, which is 250,034 square feet.

What are the property taxes for 2220 Spanish Dr #26?

The most recent public record shows annual property taxes for 2220 Spanish Dr #26 were approximately $1,816. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 2220 Spanish Dr #26 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 11, 2026 at 07:57PM | Source: Stellar MLS | MLS#: TB8489537