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SELLER FINANCING OPPORTUNITY! Situated on nearly 3 acres within a gated lake community, this 3 bedroom, 2 bath home offers an appealing combination of space, privacy, and comfort. The desirable split-bedroom floor plan features new flooring throughout, upgraded appliances, and a newer HVAC system approximately 1.5 years old. The inviting living area is highlighted by a cozy fireplace and built-in bookshelf, while a convenient coat closet provides additional storage. The spacious front porch offers an ideal setting to relax and enjoy the surrounding property. Residents also enjoy access to the community pool and the benefits of gated community living. With nearly 3 acres of land, this property offers ample outdoor space and a peaceful setting without sacrificing community amenities. Schedule your private showing today to experience all this property has to offer!

Highlights

  • Residential
  • Manufactured Home
  • Built in 1986
  • 2.92 Acre Lot
  • $250/yr HOA
  • 13 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1986
  • Architectural Style
    Mobile Home
  • Interior Features
    Soaking Tub
  • Appliances
    Electric Range
  • Pool Features
    Community
  • Security Features
    Gated Community
  • Heating
    Fireplace(s), Central

  • Acres
    2.92

  • Area
    10 - Washington County
  • County
    Washington
  • City
    Chipley
  • Neighborhood
    Leisure Lakes
  • Zip Code
    32428

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Frequently Asked Questions

How do I schedule a tour of 3359 Cardinal Pl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3359 Cardinal Pl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3359 Cardinal Pl?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $187,000. We can talk through recent upgrades, potential seller motivation, how this manufactured home compares to others in Chipley, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3359 Cardinal Pl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3359 Cardinal Pl at around $1,156. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3359 Cardinal Pl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Washington County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3359 Cardinal Pl?

In most cases, yes. Whether 3359 Cardinal Pl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chipley's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3359 Cardinal Pl?

We can handle that for you. Our preferred local agent specializes in residentials in Chipley and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $187,000 with 1,406 sqft of space—that comes out to approximately $133 per square foot.

How long has this property been on the market?

3359 Cardinal Pl was listed on November 01, 2026, which means it's been on the market for 13 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1986, making it approximately 40 years old.

What is the lot size of this property?

3359 Cardinal Pl sits on a 2.92-acre lot, which is 127,195 square feet.

What are the property taxes for 3359 Cardinal Pl?

The most recent public record shows annual property taxes for 3359 Cardinal Pl were approximately $1,107. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $250 paid annually.

This covers access to community features including: Pool.

Is 3359 Cardinal Pl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 14, 2026 at 04:10PM | Source: Central Panhandle Association of REALTORS | MLS#: 797263