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23 Merger Dr , Chipley, FL 32428

$37,900

Build your dream home on this prime 0.45-acre vacant lot in Sunny Hills Florida! Ideally located in a desirable area, this spacious property offers plenty of room to design and build exactly what you want. Enjoy a peaceful setting surrounded by nature, with nearby lakes, parks, and the Sunny Hills Golf Club just minutes away. Conveniently positioned within a short drive to Panama City Beach, shopping, and everyday amenities. A great opportunity for building, investing, or holding in a growing community! Electric and water are available for connection. A septic system will be needed. Buyer to perform their own due diligence regarding title and property condition.

Highlights

  • Land
  • 0.45 Acre Lot
  • 198 days on Market


  • Acres
    0.45
  • Utilities
    Water Available

  • Area
    10 - Washington County
  • County
    Washington
  • City
    Chipley
  • Neighborhood
    Sunny Hills Unit 1
  • Zip Code
    32428

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Frequently Asked Questions

How do I schedule a tour of 23 Merger Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 23 Merger Dr.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 23 Merger Dr?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $37,900. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Chipley, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 23 Merger Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 23 Merger Dr at around $215. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 23 Merger Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Washington County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 23 Merger Dr?

In most cases, yes. Whether 23 Merger Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chipley's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 23 Merger Dr?

We can handle that for you. Our preferred local agent specializes in lands in Chipley and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

23 Merger Dr was listed on April 22, 2026, which means it's been on the market for 198 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

23 Merger Dr sits on a 0.45-acre lot, which is 19,602 square feet.

What are the property taxes for 23 Merger Dr?

The most recent public record shows annual property taxes for 23 Merger Dr were approximately $119. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 23 Merger Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 06, 2026 at 05:43AM | Source: Central Panhandle Association of REALTORS | MLS#: 788754