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Price reduced to $309,000. Looking for a move-in ready 55+ home in Bradenton, Florida with a golf course, low HOA, and no CDD? 4305 Chinaberry Circle East in River Isles checks all three. This 2 bedroom, 2 bath home with an attached one-car garage sits in one of Manatee County’s most established 55+ communities, zip code 34208. Everything has been updated, so there is no project list waiting for you. Pack your bags and start your next chapter. In the kitchen, you get new white quartz countertops and a decorative tile backsplash. The sunroom adds flexible living space and is included in the 1,242 sq ft total. Updates include a 2018 tile roof with interior strapping, new hurricane-rated windows, a brand new Carrier HVAC system, remodeled bathrooms with new faucets and toilets, a marble vanity top in the primary bath, refinished ceilings with no popcorn texture, fresh paint inside and out, crown molding, custom light fixtures and fans, new gutters with leaf filters, high speed fiber internet, and a 360° security system. The backyard is private with no rear neighbors. You will find mature live oaks, lush plantings, and upscale crushed rock from the Bahamas that keeps maintenance low. A metal storage shed and exterior water filter stay with the home. Life in River Isles centers around the executive 9-hole golf course, with leagues, weekly play, and tournaments all year, including the Club Championship each March. The community also has a heated pool, fitness center, shuffleboard courts, a clubhouse, and a full social calendar. HOA is $180 per quarter and there is no CDD. Errands and dinner are close. The nearby plaza has Outback Steakhouse, Applebee’s, Gecko’s Grill, and more, and Detwiler’s Farm Market is opening there in spring 2027. If you are relocating to the Sarasota-Bradenton area, downsizing in Manatee County, or looking for low-maintenance living near the water, this is the one! 55+ community Bradenton FL · Golf course community Manatee County · Price reduced · No CDD · Low HOA $180 per quarter · Move-in ready · Attached garage · No rear neighbors · Quartz countertops · Bradenton FL 34208

Highlights

  • Residential
  • Single Family Residence
  • Built in 1972
  • 0.14 Acre Lot
  • $180/qtr HOA
  • 1 Car Garage
  • 150 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1972
  • Stories
    1.0
  • Architectural Style
    Ranch
  • Construction Materials
    Concrete
  • Foundation
    Block
  • Garage Spaces
    1.0
  • Parking Features
    Attached
  • Living Area
    1242.0
  • Interior Features
    Stone Counters
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Cooktop, Freezer, Ice Maker, Exhaust Fan
  • Flooring
    Laminate, Ceramic Tile
  • Furnished
    Negotiable
  • Exterior Features
    Storage, Lighting, Rain Gutters
  • Patio And Porch
    Patio, Enclosed, Front Porch
  • Pool Features
    Gunite, Heated, In Ground
  • Security Features
    Security System Owned
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.14
  • Lot Features
    Cul-De-Sac, Near Golf Course, Irregular Lot, Landscaped, Paved
  • View
    Trees/Woods, Garden
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Phone Available
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 4305 Chinaberry Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4305 Chinaberry Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4305 Chinaberry Cir?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $309,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bradenton, and can even get you in to see the property quickly.

How do I get a virtual tour of 4305 Chinaberry Cir?

Yes! A virtual tour is available for 4305 Chinaberry Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 4305 Chinaberry Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 4305 Chinaberry Cir at around $1,910. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4305 Chinaberry Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Manatee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4305 Chinaberry Cir?

In most cases, yes. Whether 4305 Chinaberry Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bradenton's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4305 Chinaberry Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Bradenton and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $309,000 with 1,242 sqft of space—that comes out to approximately $249 per square foot.

How long has this property been on the market?

4305 Chinaberry Cir was listed on June 09, 2026, which means it's been on the market for 150 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1972, making it approximately 54 years old.

What is the lot size of this property?

4305 Chinaberry Cir sits on a 0.14-acre lot, which is 6,098 square feet.

What are the property taxes for 4305 Chinaberry Cir?

The most recent public record shows annual property taxes for 4305 Chinaberry Cir were approximately $2,816. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $180 paid quarterly.

This covers access to community features including: Clubhouse, Fitness Center, Pool, Golf Course.

Is 4305 Chinaberry Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 06, 2026 at 10:15AM | Source: Stellar MLS | MLS#: A4695347