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This newly remodeled 3-bedroom, 1-bathroom home is perfectly positioned on a spacious lot in the heart of Big Pine Key, offering 10,275 sq ft of land and an incredible 75 feet of waterfrontage, with a concrete seawall. With quick access to the ocean via Spanish Harbor Channel, this is a boater's dream come true. Inside, enjoy peace of mind with impact-rated windows and doors, a sturdy metal roof, and stylish modern finishes throughout. Outside, there's plenty of room to expand, entertain, or simply relax and soak in the serene Keys lifestyle. Located just minutes from shopping, dining, and Big Pine Community Park, this home combines privacy and convenience in one of the Lower Keys' most desirable neighborhoods.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1970
  • 0.23 Acre Lot
  • Waterfront
  • 132 days on Market

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    1970
  • Parking Features
    Garage
  • Appliances
    Dryer, Refrigerator, Washer, Range, Oven
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Cooling
    Central Air

  • Acres
    0.23
  • Water Front Features
    Canal Front
  • Water Front
    Yes
  • View
    Canal

  • Area
    11 - Big Pine Key, No Name Key
  • County
    Monroe
  • City
    Big Pine
  • Neighborhood
    Whispering Pines (30.5)
  • Zip Code
    33043

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Frequently Asked Questions

How do I schedule a tour of 550 Pine Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 550 Pine Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 550 Pine Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $789,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Big Pine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 550 Pine Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 550 Pine Ln at around $5,043. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 550 Pine Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 550 Pine Ln?

In most cases, yes. Whether 550 Pine Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Big Pine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 550 Pine Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Big Pine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $789,000 with 1,043 sqft of space—that comes out to approximately $756 per square foot.

How long has this property been on the market?

550 Pine Ln was listed on July 02, 2026, which means it's been on the market for 132 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1970, making it approximately 56 years old.

What is the lot size of this property?

550 Pine Ln sits on a 0.23-acre lot, which is 10,019 square feet.

What are the property taxes for 550 Pine Ln?

The most recent public record shows annual property taxes for 550 Pine Ln were approximately $6,642. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 550 Pine Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.