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Under contract-accepting backup offers. IT DOESN'T GET BETTER THAN THIS! $550,000 IN HARBOUR ISLES! Heated Saltwater Pool | Whole House Generator | Pond Views | Exceptional opportunity in desirable Harbour Isles! You won’t have to spend thousands on major upgrades here! This well-maintained 4-bedroom, 2-bath, 2,603 sq. ft. home in Apollo Beach’s desirable Harbour Isles offers exceptional space, style, and peace of mind. Set on an oversized .25-acre lot with 63 feet of pond frontage, it features a private heated saltwater pool with a custom paver deck and screened enclosure. Best part is your sunset views! THE VALUE IS IN THE IMPROVEMENTS: OUTSIDE OASIS: Saltwater pool, paver deck and screened lanai enhanced with a brand-new pool heater (2025), pump (2026), and salt cell (2026) SAFETY & POWER: $25,000 in hurricane-impact windows (2023) PLUS a $25,000 whole-house generator system (2025) on an owned, buried 500-gallon propane tank. MAJOR SYSTEMS: Architectural roof with gutters/downspouts (2022), HVAC system (2021), and water heater (2020). EXTRAS: 10x10 Tuff storage shed with electricity, motorized patio awning, blown-in attic insulation, and reclaimed-water irrigation. Start enjoying beautiful home with peace of mind the big ticket Florida essentials are already done for you! Inside, an open-concept layout showcases luxury vinyl plank flooring throughout main living areas, abundant natural light, and a spacious kitchen equipped with solid wood cabinetry, granite countertops, stainless steel appliances, and a massive center island, complemented by a flexible four-bedroom floor plan that provides room for guests, a home office, hobbies, or additional living needs. Enjoy rare privacy with good spacing between neighboring homes, stunning pond sunsets, and a low $10/month HOA.Harbour Isles offers a resort-style community pool, clubhouse, fitness center, sports courts, playgrounds, and available community boat and RV storage. Perfectly situated in Apollo Beach near E.G. Simmons Park, local marinas, waterfront dining, and major commuting routes to I-75, US-41, and US-301.

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2008
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener
  • Living Area
    2603.0
  • Interior Features
    Walk-In Closet(s), Open Floorplan, Stone Counters, Built-in Features
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal
  • Flooring
    Carpet
  • Furnished
    Unfurnished
  • Exterior Features
    Storage, Lighting, Awning(s), Rain Gutters
  • Patio And Porch
    Covered, Patio, Screened
  • Pool Features
    Gunite, Heated, In Ground, Private, Salt Water, Screen Enclosure
  • Security Features
    Security System, Closed Circuit Camera(s)
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Acres
    0.27
  • Lot Features
    Waterfront, Paved
  • Water Front Features
    Pond
  • Water Front
    Yes
  • View
    Water, Pond
  • Utilities
    Underground Utilities, Propane
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 5431 Sandy Shell Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5431 Sandy Shell Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5431 Sandy Shell Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $550,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Apollo Beach, and can even get you in to see the property quickly.

How do I get a virtual tour of 5431 Sandy Shell Dr?

Yes! A virtual tour is available for 5431 Sandy Shell Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 5431 Sandy Shell Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5431 Sandy Shell Dr at around $3,894. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5431 Sandy Shell Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsborough County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5431 Sandy Shell Dr?

In most cases, yes. Whether 5431 Sandy Shell Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Apollo Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5431 Sandy Shell Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Apollo Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $550,000 with 2,603 sqft of space—that comes out to approximately $211 per square foot.

How long has this property been on the market?

5431 Sandy Shell Dr was listed on February 11, 2026, which means it's been on the market for 275 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2008, making it approximately 18 years old.

What is the lot size of this property?

5431 Sandy Shell Dr sits on a 0.27-acre lot, which is 11,761 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Doby Elementary-HB
  • Middle: Eisenhower-HB
  • High: Lennard-HB

Want to see how these schools compare? Check out our Hillsborough County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 5431 Sandy Shell Dr?

The most recent public record shows annual property taxes for 5431 Sandy Shell Dr were approximately $9,168. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $120 paid annually.

This covers access to community features including: Playground, Clubhouse, Fitness Center, Pool, Basketball Court.

Is 5431 Sandy Shell Dr still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 13, 2026 at 01:35AM | Source: Stellar MLS | MLS#: TB8474243