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ROOM TO RELAX, SPACE TO ENTERTAIN, AND A FLORIDA LIFESTYLE WORTH COMING HOME TO! If you've been looking for a retirement home or winter getaway without sacrificing space and comfort, take a closer look at this beautifully maintained home at 209 N. Saint Thomas Circle in Caribbean Isles Residential Cooperative. With 1,689 square feet of interior living space and an impressive 2,729 square feet enclosed and under roof, this spacious two-bedroom, two-bath home offers plenty of room to spread out. Need a home office, hobby room, or quiet retreat? A separate bonus room with French doors provides the flexibility you've been looking for. The open floor plan, attractive laminate flooring, and comfortable living areas create a welcoming atmosphere, while partial furnishings make settling into your Florida lifestyle even easier. The fully equipped kitchen offers convenient access to both a formal dining room and a casual dining area, giving you options for everything from a quick breakfast to dinner with friends. An interior laundry room adds everyday convenience. And why limit your living space to the indoors? TWO screened outdoor living areas invite you to enjoy Florida's beautiful weather almost year-round. Start your morning with coffee and a good book, gather with friends for afternoon refreshments, or simply enjoy a peaceful evening without ever leaving home. Two covered parking areas, including one accommodating a golf cart, provide additional flexibility and convenience. But the lifestyle doesn't stop at your front door! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative with NO LOT RENT and NO CDD fees, and a monthly maintenance fee of just $242. Enjoy the heated pool, spacious clubhouse, shuffleboard, bocce, games, dinners, dances, and a variety of organized activities. Boating enthusiasts will appreciate the community's private boat launch and canal access leading to Tampa Bay and the Gulf. Golf carts are welcome, and the community's private roads make it easy to get out and enjoy the neighborhood. Conveniently located in Apollo Beach, you're close to shopping, restaurants, medical facilities, and entertainment, with Tampa, St. Petersburg, Sarasota, and Bradenton all within easy reach. Why settle for a small winter retreat when you can have room to live, entertain, and enjoy everything that is the laid-back Florida lifestyle? Whether you're ready to retire full-time or escape the cold for a few months each year, this home offers the space, flexibility, and lifestyle to make every season feel like vacation.

Highlights

  • Residential
  • Manufactured Home
  • Built in 2001
  • 0.14 Acre Lot
  • $242/mo HOA
  • Newly Listed

Open House

  • November 14, 2026
    12:00pm - 2:00pm

This open house information was last updated on 11/09/2026 06:39PM

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    2001
  • Stories
    1.0
  • Architectural Style
    Florida
  • Construction Materials
    Vinyl Siding
  • Living Area
    1689.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Built-in Features
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Exhaust Fan
  • Flooring
    Tile
  • Furnished
    Furnished
  • Patio And Porch
    Covered, Patio, Screened, Side Porch
  • Security Features
    Smoke Detector(s), Gated Community
  • Cooling
    Central Air
  • Heating
    Central
  • Basement
    Crawl Space

  • Acres
    0.14
  • Lot Features
    Level
  • Utilities
    Cable Available, Electricity Connected, Underground Utilities
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 209 N Saint Thomas Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 209 N Saint Thomas Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 209 N Saint Thomas Cir?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $239,000. We can talk through recent upgrades, potential seller motivation, how this manufactured home compares to others in Apollo Beach, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How do I get a virtual tour of 209 N Saint Thomas Cir?

Yes! A virtual tour is available for 209 N Saint Thomas Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 209 N Saint Thomas Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 209 N Saint Thomas Cir at around $1,580. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 209 N Saint Thomas Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsborough County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 209 N Saint Thomas Cir?

In most cases, yes. Whether 209 N Saint Thomas Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Apollo Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 209 N Saint Thomas Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Apollo Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $239,000 with 1,689 sqft of space—that comes out to approximately $142 per square foot.

How long has this property been on the market?

209 N Saint Thomas Cir was listed on November 09, 2026, which means it's been on the market for 0 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2001, making it approximately 25 years old.

What is the lot size of this property?

209 N Saint Thomas Cir sits on a 0.14-acre lot, which is 6,098 square feet.

What are the property taxes for 209 N Saint Thomas Cir?

The most recent public record shows annual property taxes for 209 N Saint Thomas Cir were approximately $2,636. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $242 paid monthly.

This covers access to community features including: Clubhouse, Pool, Gated, Laundry, RV/Boat Storage, Recreation Facilities.

Is 209 N Saint Thomas Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 07:37PM | Source: Stellar MLS | MLS#: TB8565128