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Commercial investment opportunity in the sought-after Bowery District of Apalachicola! This offering includes SIX 30x80 City C-4 commercial lots with a desirable water view. This is an exceptional find in one of the area?s most charming coastal towns. Perfectly positioned just a few blocks from the heart of downtown Apalachicola, you?ll enjoy easy access to local boutiques, restaurants, and the vibrant waterfront scene that draws visitors year-round. Whether you?re looking to develop, expand your business footprint, or invest in a growing market, this property offers outstanding potential. Flexible options available- seller is willing to divide. Don?t miss your chance to secure a prime piece of commercial real estate in a highly desirable location.

Highlights

  • Commercial Sale
  • 0.331 Acre Lot
  • 109 days on Market


  • Acres
    0.331
  • View
    River
  • Water
    Public

  • Area
    Apalachicola
  • County
    Franklin
  • City
    Apalachicola
  • Neighborhood
    No Named Subdivision
  • Zip Code
    32320

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Frequently Asked Questions

How do I schedule a tour of 286 Water St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 286 Water St.

They know commercial sales in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 286 Water St?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $299,000. We can talk through recent upgrades, potential seller motivation, how this commercial sale compares to others in Apalachicola, and can even get you in to see the property quickly.

How do I get a virtual tour of 286 Water St?

Yes! A virtual tour is available for 286 Water St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 286 Water St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 286 Water St at around $1,702. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 286 Water St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Franklin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 286 Water St?

In most cases, yes. Whether 286 Water St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Apalachicola's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 286 Water St?

We can handle that for you. Our preferred local agent specializes in commercial sales in Apalachicola and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

286 Water St was listed on July 28, 2026, which means it's been on the market for 109 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

286 Water St sits on a 0.33-acre lot, which is 14,375 square feet.

Is 286 Water St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Property information provided by the RAFGC MLS – a service of the REALTOR® Association of Franklin & Gulf Counties, Inc. ©2026