- Status:
- Active
- MLS #:
- 785226
- Neighborhood:
- Compass Lake Hills Unit 5
- County:
- Jackson
- Listed By:
- Lauren M Lyons - Chipola Realty
- Agent Phone:
- (850) 209-5710
- Agent Email:
- lauren@chipola.com
Sponsoring Broker: Jennifer Ledesma, Berkshire Hathaway HomeServices Beach Properties of Florida
1.08+/- acre building lot VERY NEAR MCCORMICK LAKE. Nestled in the peaceful countryside, this spacious property offers plenty of room to build your dream home, create a private retreat, or invest in a slice of Old Florida charm. With over an acre of land, you'll enjoy the freedom to design your ideal layout — whether that includes a custom home, workshop, garden, or outdoor entertaining space — all surrounded by the quiet beauty of North Florida. Lake McCormick itself spans approximately 350 acres, making it one of the area's most desirable freshwater lakes. Known for its clear waters and unspoiled shoreline, the lake maintains its tranquil atmosphere by allowing electric motors only, preserving the peaceful setting and protecting its natural ecosystem. It's an ideal spot for fishing, kayaking, paddleboarding, swimming, and quiet sunset cruises. Ownership of this lot grants you access to the McCormick Lake Recreation Area, located at 1030 View Drive, where you'll enjoy outstanding amenities including: A swimming area with dock Large and small pavilions available for rent A clubhouse perfect for weddings, reunions, and special events Funyak and water toy rentals Fishing boat rentals Whether you're seeking a full-time residence, a weekend getaway, or a long-term investment, this property offers the rare opportunity to enjoy spacious country living with convenient access to one of North Florida's most beautiful and carefully preserved lakes. If you've been looking for peaceful acreage near a clean, electric-motor-only lake with community amenities — this is your opportunity to own a piece of paradise near Lake McCormick.
Highlights
- Land
- Unimproved Land
- 1.0 Acre Lot
- $135/yr HOA
- 271 days on Market
-
- Acres
- 1.0
-
- Area
- 09 - Jackson County
-
- County
- Jackson
-
- City
- Alford
-
- Neighborhood
- Compass Lake Hills Unit 5
-
- Zip Code
- 32420
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $13900
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Price History
| 02/13/2026 | Listed | $13,900 |
| Source: Central Panhandle Association of REALTORS #785226 | ||
Source: MLS Data
Deed History
| 03/12/2018 | Quit Claim Deed (non-arm's length) | $0 |
| 02/25/2009 | Quit Claim Deed (non-arm's length) | $0 |
| 06/21/2005 | Warranty Deed | $31,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Frequently Asked Questions
How do I schedule a tour of 3140 Chaco Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3140 Chaco Cir.
They know lands in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3140 Chaco Cir?
Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $13,900. We can talk through recent upgrades, potential seller motivation, how this unimproved land compares to others in Alford, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 3140 Chaco Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3140 Chaco Cir at around $86. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3140 Chaco Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Jackson County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3140 Chaco Cir?
In most cases, yes. Whether 3140 Chaco Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Alford's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3140 Chaco Cir?
We can handle that for you. Our preferred local agent specializes in lands in Alford and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
How long has this property been on the market?
3140 Chaco Cir was listed on February 13, 2026, which means it's been on the market for 271 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
What is the lot size of this property?
3140 Chaco Cir sits on a 1.0-acre lot, which is 43,560 square feet.
What are the property taxes for 3140 Chaco Cir?
The most recent public record shows annual property taxes for 3140 Chaco Cir were approximately $79. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $135 paid annually.
Is 3140 Chaco Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Alford, FL
Open Houses Near Alford, FL
Land for Sale Near Alford, FL
Townhomes for Sale Near Alford, FL
Waterfront Homes for Sale Near Alford, FL
Waterfront Condos for Sale Near Alford, FL
Homes with Pools for Sale Near Alford, FL
Gated Community Homes for Sale Near Alford, FL
Homes with No Hoa for Sale Near Alford, FL
Homes in Adult Communities for Sale Near Alford, FL
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.
Last Updated: November 11, 2026 at 02:06PM | Source: Central Panhandle Association of REALTORS | MLS#: 785226
