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HOUSE & COTTAGE! Step into timeless charm and modern comfort with this stunning 3 bedroom updated Victorian-era home paired with a beautifully remodeled 720 sq ft 2 bath cottage in the heart of historic Florence, CO. This is an opportunity for homeowners and investors alike, Live in one and rent the other, create the perfect guest retreat, or enjoy multi-generational living possibilities. The main home showcases incredible original stained glass and classic architectural details blended seamlessly with thoughtful updates throughout. A desirable main-level primary suite features an attached full bath, while upstairs offers two additional bedrooms, a flexible bonus room ideal for an office, studio or playroom and an additional bath. The parlor room is a wow! It even includes the original pocket door from 1895. The dining room is elegant and functional with a floor-to-ceiling tile-accented gas fireplace. The main level laundry adds convenience, and the kitchen is well-appointed with newer appliances. Outside, professionally landscaped front and back yards create inviting spaces for relaxing and entertaining, including a large patio and beautiful mature trees. The original carriage house has been remodeled from top to bottom and offers it's own stylish and private living space, complete with an upstairs primary bedroom with attached bath. There's also a full bath on the main level. The cottage can comfortably sleep 4. It has a separate fence for privacy and enjoyment. This rare property combines historic character, modern updates, versatility, and outstanding income potential in one remarkable package. Located near restaurants, shops, the public library and the Emergent Campus, and only minutes from heart-pounding outdoor recreation, including whitewater rafting & fishing on the Arkansas River, and miles of trails for mountain biking.

Highlights

  • Residential
  • Single Family
  • Built in 1895
  • 0.1607 Acre Lot
  • $0/not applicable HOA
  • 0 Car Garage
  • 93 days on Market

  • Bedrooms
    3
  • Bathrooms
    1 full · 1 half
  • Year Built
    1895
  • Garage Spaces
    0.0
  • Living Area
    2973.0
  • Interior Features
    Great Room, 9Ft + Ceilings, 6-Panel Doors, See Prop Desc Remarks
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Range, 220v in Kitchen, Gas in Kitchen, Microwave Oven
  • Flooring
    Ceramic Tile, Wood, Luxury Vinyl
  • Patio And Porch
    Concrete, Wood Deck, See Prop Desc Remarks
  • Cooling
    Central Air, Wall Unit(s)
  • Heating
    Natural Gas
  • Basement
    Partial Basement

  • Acres
    0.1607
  • Lot Features
    Level, Corner, Mountain View, City View
  • Utilities
    Cable Connected, Natural Gas Connected, Telephone
  • Water
    Municipal

  • County
    Fremont
  • City
    Florence
  • Zip Code
    81226

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Frequently Asked Questions

How do I schedule a tour of 431 E 2nd St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 431 E 2nd St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 431 E 2nd St?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $569,000. We can talk through recent upgrades, potential seller motivation, how this single family compares to others in Florence, and can even get you in to see the property quickly.

How do I get a virtual tour of 431 E 2nd St?

Yes! A virtual tour is available for 431 E 2nd St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 431 E 2nd St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 431 E 2nd St at around $3,421. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 431 E 2nd St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Fremont County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 431 E 2nd St?

In most cases, yes. Whether 431 E 2nd St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Florence's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 431 E 2nd St?

We can handle that for you. Our preferred local agent specializes in residentials in Florence and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $569,000 with 2,973 sqft of space—that comes out to approximately $191 per square foot.

How long has this property been on the market?

431 E 2nd St was listed on August 08, 2026, which means it's been on the market for 93 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1895, making it approximately 131 years old.

What is the lot size of this property?

431 E 2nd St sits on a 0.16-acre lot, which is 6,970 square feet.

What are the property taxes for 431 E 2nd St?

The most recent public record shows annual property taxes for 431 E 2nd St were approximately $2,190. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $0 paid not applicable.

Is 431 E 2nd St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Last Updated: November 09, 2026 at 06:14PM | Source: Pikes Peak Association of Realtors | MLS#: 7402547