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No Metro District! Low HOA dues! Main floor living at its best. This beautiful 3 bedroom 3 bathroom home on a south facing lot can be yours! Located in Farmstead, this ranch-style home with full, unfinished basement has been well maintained and gently lived in. This desirable Stillwater floorplan was built by Sage Homes. Every detail was considered including all knotty alder solid wood doors, granite countertops throughout, beautiful matching cabinetry and knotty alder trim in every room. Oversized insulated 3 car garage with 3rd car bay that can easily fit a long-bed crew cab dually!! Garage also has interior water spigot with hot/cold. The features continue: Exquisite extended hardwood flooring, oversized 12x29 rear covered concrete patio, double pane vinyl windows, high efficiency furnace, passive radon system. Unfinished basement is a full footprint of main level and has 3 egress windows, all with window well covers. Lot backs up to greenspace and walking path. Sprinkler system in front and rear. The Farmstead neighborhood offers easy access to I-25, a new pool scheduled to open in 2027, multiple play areas, concrete walking paths and a pickleball court.

Highlights

  • Residential
  • Mixed Use
  • Built in 2020
  • 0.17 Acre Lot
  • $195/qtr HOA
  • 3 Car Garage
  • 19 days on Market

  • Bedrooms
    3
  • Bathrooms
    1 full · 1 half
  • Year Built
    2020
  • Construction Materials
    Frame
  • Garage Spaces
    3.0
  • Parking Features
    Attached, Oversized, Garage Door Opener
  • Living Area
    1692.0
  • Interior Features
    Cathedral Ceiling(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, High Ceilings, Open Floorplan, Natural Woodwork
  • Appliances
    Dishwasher, Refrigerator, Disposal, Gas Range
  • Flooring
    Wood
  • Patio And Porch
    Patio
  • Security Features
    Fire Alarm
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air
  • Basement
    Full, Unfinished

  • Acres
    0.17
  • Lot Features
    Level
  • Utilities
    Electricity Available, Natural Gas Available
  • Water
    Public

  • Area
    Loveland/Berthoud
  • County
    Larimer
  • City
    Berthoud
  • Neighborhood
    Farmstead
  • Zip Code
    80513
  • High School
    Berthoud
  • Middle School
    Turner
  • Elementary School
    Ivy Stockwell

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Frequently Asked Questions

How do I schedule a tour of 412 E Michigan Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 412 E Michigan Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 412 E Michigan Ave?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $655,000. We can talk through recent upgrades, potential seller motivation, how this mixed use compares to others in Berthoud, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 412 E Michigan Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 412 E Michigan Ave at around $4,034. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 412 E Michigan Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Larimer County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 412 E Michigan Ave?

In most cases, yes. Whether 412 E Michigan Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Berthoud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 412 E Michigan Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Berthoud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $655,000 with 1,692 sqft of space—that comes out to approximately $387 per square foot.

How long has this property been on the market?

412 E Michigan Ave was listed on October 21, 2026, which means it's been on the market for 19 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What is the lot size of this property?

412 E Michigan Ave sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ivy Stockwell
  • Middle: Turner
  • High: Berthoud

Want to see how these schools compare? Check out our Larimer County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 412 E Michigan Ave?

The most recent public record shows annual property taxes for 412 E Michigan Ave were approximately $3,678. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $195 paid quarterly.

Is 412 E Michigan Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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