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Active Adult 55+ gate community. Welcome to Regency at Tracy Lakes where luxury living takes center stage. With three picturesque lakes, this community offers a fishing dock, 1-acre garden and dog park. A wealth of amenities, including clubhouse, indoor and outdoor pools, cabanas, a yoga studio, fitness center, bocce ball, and pickleball courts, every day here is an opportunity for relaxation and recreation. Onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. The well-designed kitchen is enhanced by stainless steel appliances, a large center island with breakfast bar, plenty of counter and cabinet space, and a roomy walk-in pantry. The great room is the perfect setting for relaxation with its cozy fireplace and ample natural light. Complementing the primary bedroom suite a large walk-in closet and a primary bath with a dual-sink vanity, a large luxe shower with seat, and linen storage.. Additional highlights include a bonus office, a convenient powder room, tankless water heater, modern energy-saving LED integrated recessed lights, and finished 2-car garage, front landscaped maintained by HOA. (photos not of actual home or yard for marketing only)

Highlights

  • Residential
  • Single Family Residence
  • Built in 2026
  • 0.13023 Acre Lot
  • $375/mo HOA
  • 2 Car Garage
  • 3 days on Market

Open House

  • November 14, 2026
    11:00am - 4:00pm
  • November 15, 2026
    11:00am - 4:00pm
  • November 21, 2026
    11:00am - 4:00pm
  • November 22, 2026
    11:00am - 4:00pm
  • November 28, 2026
    11:00am - 4:00pm
  • November 29, 2026
    11:00am - 4:00pm

This open house information was last updated on 11/07/2026 12:14AM

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2026
  • Stories
    1.0
  • Architectural Style
    Spanish
  • Construction Materials
    Stucco
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Garage Faces Front, Guest, Side By Side
  • Living Area
    2520.0
  • Interior Features
    Wet Bar, Kitchen Island, Master Downstairs, Breakfast Bar, Smart Home
  • Appliances
    Dishwasher, Microwave, Range, Gas Range, Tankless Water Heater, Oven, Plumbed For Ice Maker, Self Cleaning Oven, Free-Standing Range
  • Flooring
    Tile, Carpet
  • Pool Features
    Community, None
  • Security Features
    Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)
  • Cooling
    Central Air
  • Heating
    Central, Active Solar, Solar

  • Acres
    0.13023
  • Lot Features
    Level, Rectangular Lot, Landscaped, Back Yard, Front Yard
  • Utilities
    Natural Gas Available, Natural Gas Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 3190 Phoenix Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3190 Phoenix Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3190 Phoenix Ave?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $929,660. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Tracy, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 3190 Phoenix Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3190 Phoenix Ave at around $5,290. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3190 Phoenix Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Joaquin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3190 Phoenix Ave?

In most cases, yes. Whether 3190 Phoenix Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Tracy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3190 Phoenix Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Tracy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $929,660 with 2,520 sqft of space—that comes out to approximately $369 per square foot.

How long has this property been on the market?

3190 Phoenix Ave was listed on November 06, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

3190 Phoenix Ave sits on a 0.13-acre lot, which is 5,663 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $375 paid monthly.

This covers access to community features including: Clubhouse, Fitness Center, Pool, Gated, Trail(s), Park, Barbecue, Dog Park, Game Room, Racquetball, Recreation Facilities, Stream Year Round.

Is 3190 Phoenix Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 09, 2026 at 05:27PM.

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