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Welcome to Regency at Tracy Lakes 55+ active adult gated community, where luxury living takes center stage. With three picturesque lakes, this vibrant community has a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. Onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. This beautiful home was crafted for the way you live. The well-appointed gourmet kitchen is a chef’s dream, featuring stainless steel appliances, large center island with breakfast bar, plenty of countr and cabinet space, and ample walk-in pantry, and passthrough to the dining room. Bonus flex room add a sense of elegance and seclusion. Low-maintenance with HOA-maintained front yard landscaping. Elegant Toll Brothers craftsmanship, with 10-foot ceilings, 8-foot doors, 5 1/4" baseboards, dual-pane Anderson windows, Western stacking sliding doors, and modern energy-saving LED integrated recessed lights. (photos not of actual home or yard, for marketing only, same floor plan)

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2026
  • 0.178122 Acre Lot
  • $375/mo HOA
  • 2 Car Garage
  • 46 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2026
  • Stories
    1.0
  • Architectural Style
    Spanish
  • Construction Materials
    Stucco
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Garage Faces Front, Guest, Side By Side
  • Living Area
    2520.0
  • Interior Features
    Kitchen Island, Master Downstairs, Breakfast Bar, Smart Home
  • Appliances
    Dishwasher, Microwave, Range, Gas Range, Tankless Water Heater, Oven, Plumbed For Ice Maker, Self Cleaning Oven, ENERGY STAR Qualified Appliances, Free-Standing Range
  • Flooring
    Tile, Vinyl, Carpet
  • Pool Features
    Community, None
  • Security Features
    Smoke Detector(s), Fire Sprinkler System, Carbon Monoxide Detector(s)
  • Cooling
    Central Air
  • Heating
    Central, Active Solar, Solar

  • Acres
    0.178122
  • Lot Features
    Level, Corner Lot, Rectangular Lot, Landscaped, Back Yard, Front Yard
  • Utilities
    Natural Gas Available, Natural Gas Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 3161 Echo Way?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3161 Echo Way.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3161 Echo Way?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $935,155. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Tracy, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3161 Echo Way?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3161 Echo Way at around $5,071. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3161 Echo Way?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Joaquin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3161 Echo Way?

In most cases, yes. Whether 3161 Echo Way is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Tracy's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3161 Echo Way?

We can handle that for you. Our preferred local agent specializes in residentials in Tracy and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $935,155 with 2,520 sqft of space—that comes out to approximately $371 per square foot.

How long has this property been on the market?

3161 Echo Way was listed on September 21, 2026, which means it's been on the market for 46 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

3161 Echo Way sits on a 0.18-acre lot, which is 7,841 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $375 paid monthly.

This covers access to community features including: Clubhouse, Fitness Center, Pool, Gated, Trail(s), Park, Barbecue, Dog Park, Game Room, Racquetball, Recreation Facilities, Stream Year Round.

Is 3161 Echo Way still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 06, 2026 at 04:47AM.

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