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Just Reduced $200K! Properties like this rarely come to market. Built and completely reimagined in 2018, this home sits on a lot held by the same family since 1910 offering a truly special blend of history, craftsmanship, and modern luxury. From the moment you step inside, you are welcomed by sweeping views of the harbor, beach, lighthouse, and the iconic Santa Cruz Boardwalk in the distance. Expansive NanaWalls open the main living space to a wraparound stamped concrete patio, complete with both gas and wood-burning fire pits creating effortless indoor-outdoor living thats perfect for entertaining year-round. The kitchen features a generous island and sleek finishes beautifully contrasted by rich Brazilian teak floors. A flexible Murphy bedroom just off the living room offers the ideal space for guests, a cozy lounge, or a private home office. Upstairs, accessible by stairs or an elevator that covers all levels, you will find dual primary suites and a stunning deck with panoramic ocean views your own private retreat above it all. A touch of the unexpected, hidden rooms are tucked behind custom bookcases throughout the home. Discover a secret staircase leading to the finished basement complete with a large recreation space, full bath, and second laundry.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 0.0813 Acre Lot
  • 1 Car Garage
  • 221 days on Market

Open House

  • November 14, 2026
    12:00pm - 2:00pm

This open house information was last updated on 11/11/2026 08:43PM

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    2018
  • Construction Materials
    Stone
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Parking Features
    Attached, Garage, Off Street, Guest, Parking Lot
  • Living Area
    2816.0
  • Interior Features
    Storage, Elevator
  • Appliances
    Dishwasher, Microwave
  • Flooring
    Tile, Concrete, Wood
  • Security Features
    Fire Sprinkler System
  • Cooling
    Ceiling Fan(s)
  • Heating
    Forced Air

  • Acres
    0.0813
  • View
    Water, Bay, City Lights
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 2974 E Cliff Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2974 E Cliff Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2974 E Cliff Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $5,450,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Santa Cruz, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 2974 E Cliff Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2974 E Cliff Dr at around $31,015. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2974 E Cliff Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2974 E Cliff Dr?

In most cases, yes. Whether 2974 E Cliff Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Santa Cruz's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2974 E Cliff Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Santa Cruz and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $5,450,000 with 2,816 sqft of space—that comes out to approximately $1,935 per square foot.

How long has this property been on the market?

2974 E Cliff Dr was listed on April 06, 2026, which means it's been on the market for 221 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

2974 E Cliff Dr sits on a 0.08-acre lot, which is 3,485 square feet.

Is 2974 E Cliff Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 13, 2026 at 05:07PM.

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