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Fifty feet from the sand in a small, private beachfront enclave, this unusually spacious ocean view home offers a lifestyle most people only dream about. Step outside and you'll hear the waves before you see them, as you take the short walk to the water's edge to watch the surfers working the famous break at 26th Avenue. This is the beach lifestyle people across the country chase. Wake to the sun rising over Monterey Bay, grab your coffee, and wander down to the grassy bluff above the surf line, where whales, otters, and dolphins put on a daily show. Paddle out to one of the best shortboard breaks in Santa Cruz, or watch the locals carve it up while the tide rolls in. When the fog drifts through, the covered and enclosed patios keep the party going. Pleasure Point's shops, cafes, and coastal trail are all just a stroll away. Here the car sits parked for days because everything worth having, the beach, the break, the bakery, the neighbors who become friends, beckons just outside your door. Full time residence, family beach retreat, or the place you finally slow down and let the ocean set your schedule, this is the coastal life buyers spend years searching for. Homes in this tiny community almost never come to market, so don't miss your chance to live the dream in Santa Cruz.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1978
  • $300/mo HOA
  • 2 Car Garage
  • 64 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    1978
  • Architectural Style
    Contemporary
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    3148.0
  • Appliances
    Dryer
  • Cooling
    None
  • Heating
    Forced Air

  • View
    Water, Bay
  • Water
    Public

  • County
    Santa Cruz
  • City
    Santa Cruz
  • Zip Code
    95062

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Frequently Asked Questions

How do I schedule a tour of 22650 E Cliff Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 22650 E Cliff Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 22650 E Cliff Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $2,195,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Santa Cruz, and can even get you in to see the property quickly.

How do I get a virtual tour of 22650 E Cliff Dr?

Yes! A virtual tour is available for 22650 E Cliff Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 22650 E Cliff Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 22650 E Cliff Dr at around $12,491. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 22650 E Cliff Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 22650 E Cliff Dr?

In most cases, yes. Whether 22650 E Cliff Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Santa Cruz's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 22650 E Cliff Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Santa Cruz and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,195,000 with 3,148 sqft of space—that comes out to approximately $697 per square foot.

How long has this property been on the market?

22650 E Cliff Dr was listed on September 05, 2026, which means it's been on the market for 64 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1978, making it approximately 48 years old.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $300 paid monthly.

Is 22650 E Cliff Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 08, 2026 at 02:46PM.

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