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12645 Harding , San Martin, CA 95046

$1,149,000

Skip the years and six-figure cost of entitlement.Lot is a fully entitled 5-acre estate homesite (5.00 ac gross) in San Martin. This is an approved building site, and a buyer can file for a building permit immediately. Septic clearance is in place, water secured via a will-serve letter from the existing water company, power is at the street, and a fire hydrant (~$125K) is already installed. A recorded parcel map creates a legal, financeable lot with Harding Ave frontage. In Santa Clara County, parcels created by a recorded parcel map carry building site approval, and this subdivision's approval included the requirements to obtain a building permit confirming a true ready-to-build site. Bring your plans and build. The adjacent 5-acre parcel (APN 779-12-099) is also available secure one or assemble both. Truly development-ready land like this rarely comes to market. Buyer to verify all entitlements, utilities, zoning and permitting with the County to their satisfaction.

Highlights

  • Land
  • Unimproved Land
  • 5.0 Acre Lot
  • 144 days on Market


  • Acres
    5.0
  • Lot Features
    Rectangular Lot
  • View
    Pasture
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 12645 Harding?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 12645 Harding.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 12645 Harding?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $1,149,000. We can talk through recent upgrades, potential seller motivation, how this unimproved land compares to others in San Martin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 12645 Harding?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 12645 Harding at around $6,539. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 12645 Harding?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Clara County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 12645 Harding?

In most cases, yes. Whether 12645 Harding is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in San Martin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 12645 Harding?

We can handle that for you. Our preferred local agent specializes in lands in San Martin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

12645 Harding was listed on June 19, 2026, which means it's been on the market for 144 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

12645 Harding sits on a 5.0-acre lot, which is 217,800 square feet.

Is 12645 Harding still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 10, 2026 at 09:21PM.

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