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Less than a block from Stern Grove, this gracious Spanish Revival single-family home makes a memorable first impression with its red barrel tiles, tall arched windows, and ornamental ironwork. The home spans 3 levels. Walk up the front stairs to a sheltered front porch and through to a foyer with patterned hardwood floors. Make a right through a broad archway to the living room, where dark wood beams accentuate the vaulted ceiling, and a sculpted fireplace with decorative tile anchors the room. A tall arched window looks out toward the Mount Davidson Cross, and natural light from windows on two sides makes the room equally inviting for quiet afternoons and for gatherings. In the formal dining room, soft lighting around the ceiling dome gives the room a warm glow after dark. A sunny breakfast room with a built-in buffet connects the dining room to the kitchen, where updated cabinetry, new countertops, and stainless steel appliances sit alongside vintage tilework. Four generously sized bedrooms, two on the main level and two upstairs, give the home a flexible layout. Bay windows, built-in cabinetry, and generous closets offer ample storage, and a dressing area with natural light opens to the bathroom. A skylit stairwell leads to two more spacious bedrooms with sweeping views across red-tiled rooftops to the Pacific Ocean. Walk-in closets provide generous storage, and the second dressing area features built-in cabinetry and a vanity. Downstairs on the ground level, an expansive wood-paneled family recreation space has its own fireplace and a built-in wet bar. Partial room divisions create cozy areas for lounging and games, while allowing for easy social flow. The spacious garage offers tandem parking for two cars, a laundry area, ample storage, and a bonus 1/4 bath. A gated driveway off the rear alley provides access to the garage and additional off-street parking. Stern Grove's wooded paths are just down the block, with Stonestown Galleria and West Portal's neighborhood shops, cafes, and restaurants within blocks. Sloat Boulevard leads directly to the ocean and Portola Drive connects to Market Street for citywide access. Multiple buses stop near Sloat, and the M Ocean View stops three blocks away and runs to Embarcadero Station. Just one block over, 19th Avenue connects to I-280.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1933
  • 0.0918 Acre Lot
  • 2 Car Garage
  • 120 days on Market

Open House

  • November 17, 2026
    1:00pm - 3:00pm

This open house information was last updated on 11/11/2026 04:28PM

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    1933
  • Stories
    2.0
  • Architectural Style
    Spanish
  • Construction Materials
    Stucco
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Tandem, Garage Faces Rear, Alley Access
  • Living Area
    3485.0
  • Interior Features
    Cathedral Ceiling(s), Walk-In Closet(s), Wet Bar, Beamed Ceilings
  • Appliances
    Dryer, Dishwasher, Washer, Range Hood, Free-Standing Refrigerator, Free-Standing Gas Range
  • Flooring
    Laminate, Tile, Wood, Parquet
  • Patio And Porch
    Front Porch
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s), Window Bars
  • Heating
    Fireplace(s), Baseboard, Central, Fireplace Insert
  • Basement
    Full

  • Acres
    0.0918
  • Lot Features
    Level, Sprinklers In Front
  • View
    Panoramic, Ocean
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Natural Gas Available, Cable Connected, Natural Gas Connected, Sewer Connected
  • Water
    Public


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Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $2,495,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in San Francisco, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 2945 20th Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2945 20th Ave at around $14,198. This includes estimated property taxes and insurance.

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Can I negotiate the asking price for 2945 20th Ave?

In most cases, yes. Whether 2945 20th Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in San Francisco's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

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What is the price per square foot for this home?

This home is listed at $2,495,000 with 3,485 sqft of space—that comes out to approximately $716 per square foot.

How long has this property been on the market?

2945 20th Ave was listed on July 14, 2026, which means it's been on the market for 120 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1933, making it approximately 93 years old.

What is the lot size of this property?

2945 20th Ave sits on a 0.09-acre lot, which is 3,920 square feet.

Is 2945 20th Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, San Francisco Association of REALTORS MLS. All rights reserved.

Last Updated: November 11, 2026 at 05:10PM | Source: San Francisco Association of REALTORS MLS | MLS#: 426175849