Searching ...

One of Ramona's finest! This extensively upgraded 2BR/2BA home offers over $400,000 in recent improvements and is perfectly located on D St., just behind Main Street. The stunning chef's kitchen features Wolf appliances, a custom built-in refrigerator, granite countertops, and a raised ceiling that creates an open, inviting space. Enjoy fully remodeled bathrooms, new luxury vinyl plank flooring, a new roof, solar, tankless water heater, and indoor laundry with washer and dryer included. Outside, you'll find RV parking with a pull-through driveway, a private vineyard, and a spacious 2-car garage with its own bathroomideal for a workshop, hobby space, or future ADU potential (buyer to verify) and a nice-sized shed. Walk to restaurants, parks, grocery stores, shopping, wineries, and community events while enjoying the best of Ramona living. This is a truly one-of-a-kind property that combines luxury upgrades, functionality, and an unbeatable in-town location.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1935
  • 2 Car Garage
  • 106 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1935
  • Stories
    1.0
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Gated
  • Living Area
    1149.0
  • Appliances
    Dishwasher, Refrigerator, Disposal, Tankless Water Heater, Propane Cooktop
  • Flooring
    Vinyl, Linoleum
  • Patio And Porch
    Covered, Patio
  • Cooling
    Central Air, Wall/Window Unit(s)
  • Heating
    Electric

  • View
    Mountain(s), City Lights, Neighborhood
  • Water
    Public


Ask a Question

preferred real estate partner

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 545 D St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 545 D St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 545 D St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $784,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ramona, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 545 D St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 545 D St at around $4,467. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 545 D St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Diego County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 545 D St?

In most cases, yes. Whether 545 D St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ramona's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 545 D St?

We can handle that for you. Our preferred local agent specializes in residentials in Ramona and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $784,900 with 1,149 sqft of space—that comes out to approximately $683 per square foot.

How long has this property been on the market?

545 D St was listed on July 30, 2026, which means it's been on the market for 106 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1935, making it approximately 91 years old.

Is 545 D St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Ramona, CA


Search Nearby Cities


Search Nearby Postal Codes

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS.

Last Updated: November 13, 2026 at 12:50PM | Source: San Diego MLS | MLS#: SW26167122