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WONDERFUL OPPORTUNITY TO OWN IN THE HARBOUR ISLAND COMPLEX! Coastal Living with Stunning Views in Harbour Island! Welcome to the Harbour Island lifestyle! This beautifully positioned three-level condo offers breathtaking views and the desirable feel of a single-story, open-concept living space. Featuring 2 bedrooms, 2 full bathrooms, a versatile den, formal living and dining areas, plus a separate family room, this home offers plenty of space to relax, entertain, and enjoy the coastal lifestyle. The upper-level residence features soaring vaulted ceilings, creating an airy, spacious atmosphere filled with natural light. Step outside onto either of the two private balconies and take in the beautiful surroundingsperfect for morning coffee, an afternoon breeze, or unwinding at the end of the day. Convenience meets coastal charm with a private two-car garage and elevator access, making everyday living effortless. Located in the sought-after Harbour Island community, you'll enjoy easy access to shopping, waterfront dining, and all the relaxed pleasures of coastal living. Community amenities include a clubhouse, sparkling pool, spa, beautifully maintained landscaping, security, trash removal, pest control, and exterior building maintenance. Come experience the views, the lifestyle, and the laid-back coastal charm of Harbour Island!

Highlights

  • Residential
  • Condominium
  • Built in 1988
  • $1,327/mo HOA
  • 2 Car Garage
  • 97 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1988
  • Stories
    1.0
  • Garage Spaces
    2.0
  • Parking Features
    Garage
  • Living Area
    2164.0
  • Appliances
    Dishwasher, Refrigerator, Gas Cooktop
  • Flooring
    Vinyl, Carpet, Linoleum
  • Pool Features
    Association
  • Cooling
    Central Air
  • Heating
    Forced Air

  • View
    Pool, Canal, Harbor
  • Utilities
    Electricity Available, Natural Gas Available, Natural Gas Connected, Electricity Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 4235 Harbor Is?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4235 Harbor Is.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4235 Harbor Is?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $799,999. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Oxnard, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4235 Harbor Is?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4235 Harbor Is at around $4,553. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4235 Harbor Is?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Ventura County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4235 Harbor Is?

In most cases, yes. Whether 4235 Harbor Is is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Oxnard's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4235 Harbor Is?

We can handle that for you. Our preferred local agent specializes in residentials in Oxnard and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $799,999 with 2,164 sqft of space—that comes out to approximately $370 per square foot.

How long has this property been on the market?

4235 Harbor Is was listed on August 10, 2026, which means it's been on the market for 97 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1988, making it approximately 38 years old.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,327 paid monthly.

This covers access to community features including: Trash.

Is 4235 Harbor Is still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS.

Last Updated: November 15, 2026 at 03:06AM | Source: San Diego MLS | MLS#: SR26174679