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Welcome to this stunningly remodeled gem in the desirable Historic Loma Alta neighborhood of Oceanside, a prime location blending quiet residential charm with easy access to coastal living. This 3-bedroom,2-bath home has been expertly divided into two fully independent,modern units: a generous 2-bedroom main residence and a chic studio ADU-perfect for AirBnB, each with its own private entrance. Seamlessly convertible back to a single-family home if desired, the property offers exceptional flexibility for multi-generational living, extended family visits, or strong investment potential. Both units feature fresh, contemporary upgrades throughout, including sleek new kitchens with modern appliances, beautifully updated bathrooms, luxury flooring, and stylish fixtures. The spacious main house provides an inviting open layout perfect for a couple or small family, while the fully furnished studio is ideal for generating rental income, serving as a guest suite, private office, or in-law quarters. Step outside to your private backyard oasis: a sparkling pool and expansive deck await for year-round relaxation and entertaining under the California sun. This turnkey property is perfectly positioned in vibrant Oceanside, just minutes from pristine beaches, the iconic pier, downtown dining and shopping, scenic Buddy Todd Park with its open fields and recreational amenities, quick I-5 access, and convenient entry to Camp Pendleton’s gates. Enjoy the best of coastal living with surfing, community events, and everyday conveniences right at your doorstep. Schedule your private tour today!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1966
  • 2 Car Garage
  • 54 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1966
  • Stories
    1.0
  • Construction Materials
    Stucco
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1196.0
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Disposal, Convection Oven, Gas Cooktop, Cooktop, Freezer, Free-Standing Range
  • Pool Features
    In Ground
  • Heating
    Forced Air, Natural Gas

  • Utilities
    Sewer Connected


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Frequently Asked Questions

How do I schedule a tour of 2821 Macdonald?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2821 Macdonald.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2821 Macdonald?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $985,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Oceanside, and can even get you in to see the property quickly.

How do I get a virtual tour of 2821 Macdonald?

Yes! A virtual tour is available for 2821 Macdonald. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2821 Macdonald?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2821 Macdonald at around $5,605. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2821 Macdonald?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Diego County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2821 Macdonald?

In most cases, yes. Whether 2821 Macdonald is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Oceanside's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2821 Macdonald?

We can handle that for you. Our preferred local agent specializes in residentials in Oceanside and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $985,000 with 1,196 sqft of space—that comes out to approximately $824 per square foot.

How long has this property been on the market?

2821 Macdonald was listed on September 18, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1966, making it approximately 60 years old.

Is 2821 Macdonald still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS.

Last Updated: November 11, 2026 at 04:57PM | Source: San Diego MLS | MLS#: 260022949