$1,674,000
- 4
- beds
- 3 full · 1 half
- baths
- 2,772
- sqft
- 2026
- year built
- 4
- beds
- 3 full · 1 half
- baths
- 2,772
- sqft
- 2026
- year built
- Status:
- Pending
- MLS #:
- NS26158803
- Neighborhood:
- Oceano(350)
- County:
- San Luis Obispo
- Listed By:
- Ian Chandler - Home & Ranch Sotheby's Intl
- Agent Phone:
- (530) 545-9561
- Agent Email:
- ian.chandler@sothebysrealty.com
Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility. The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry. A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility. Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use. The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level. A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.
-
- Bedrooms
- 4
-
- Bathrooms
- 3 full · 1 half
-
- Year Built
- 2026
-
- Stories
- 3.0
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage Faces Front
-
- Living Area
- 2772.0
-
- Interior Features
- Pantry, Wet Bar, See Remarks, Breakfast Bar, Recessed Lighting, High Ceilings, Open Floorplan, Entrance Foyer, Beamed Ceilings, Walk In Closets, Bedroom On Main Level, Balcony, Walk In Pantry
-
- Appliances
- Dishwasher, Microwave, Refrigerator, Gas Range, Tankless Water Heater
-
- Pool Features
- None
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Acres
- 0.0987
-
- Lot Features
- Rectangular Lot
-
- Water Front Features
- Ocean Access, Beach Access, Ocean Side Of Freeway
-
- View
- Ocean, Neighborhood, Peek ABoo
-
- Utilities
- Cable Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available
-
- Water
- Public
-
- Area
- OCNO - Oceano
-
- County
- San Luis Obispo
-
- City
- Oceano
-
- Neighborhood
- Oceano(350)
-
- Zip Code
- 93445
-
Nearby Schools
-
53out of 100
-
55out of 100
-
42out of 100
-
100out of 100
-
52out of 100
-
53out of 100
-
54out of 100
-
53out of 100
-
73out of 100
-
52out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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There are currently 48 properties available in Oceano, with 3 under contract to close soon. Properties in the city have an average sale price of $965,043 and typically spend 82 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 364 Mccarthy Ave?
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How do I get more information about 364 Mccarthy Ave?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $1,674,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Oceano, and can even get you in to see the property quickly.
How do I get a virtual tour of 364 Mccarthy Ave?
Yes! A virtual tour is available for 364 Mccarthy Ave. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 364 Mccarthy Ave?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 364 Mccarthy Ave at around $9,526. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 364 Mccarthy Ave?
In most cases, yes. Whether 364 Mccarthy Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Oceano's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
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What is the price per square foot for this home?
This home is listed at $1,674,000 with 2,772 sqft of space—that comes out to approximately $604 per square foot.
How long has this property been on the market?
364 Mccarthy Ave was listed on October 26, 2026, which means it's been on the market for 17 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2026, making it approximately 0 years old.
What is the lot size of this property?
364 Mccarthy Ave sits on a 0.1-acre lot, which is 4,356 square feet.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $0.
Is 364 Mccarthy Ave still available for sale?
This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.
Source: ez Home Search, MLS Data
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Based on information from California Regional Multiple Listing Service as of November 12, 2026 at 07:07AM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Last Updated: November 12, 2026 at 07:07AM | Source: California Regional Multiple Listing Service | MLS#: NS26158803
