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420 Mindoro , Morro Bay, CA 93442

$499,000

1
beds
1
baths
576
sqft
1930
year built

Location, location, location. Here, the value is in the land. This 2,400-square-foot lot sits in a beautiful Morro Bay community, just minutes from the beach, and offers a rare chance to create something of your own on California’s Central Coast. Bring your vision and build your dream: a custom beach home, a cozy vacation cottage, or a coastal getaway to share with family and friends for years to come. Picture mornings with coffee and an ocean breeze, afternoons on the sand, and evenings watching the sunset over the Pacific. Life in Morro Bay moves at an easy, coastal pace. Stroll the Embarcadero for fresh seafood and local shops, kayak the bay alongside sea otters, walk the beach in the shadow of iconic Morro Rock, or explore the trails and coastline nearby. When you’re ready for a day trip, the celebrated Highway 46 West Wine Trail is a scenic drive away, with world-class wineries in the hills of Paso Robles. Whether you’re planning a full-time residence, a second home, or a long-term investment, opportunities like this along the coast don’t come along often. Come see the potential for yourself.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1930
  • 0.0551 Acre Lot
  • $0/ HOA
  • 0 Car Garage
  • 2 days on Market

  • Bedrooms
    1
  • Bathrooms
    1
  • Year Built
    1930
  • Stories
    1.0
  • Garage Spaces
    0.0
  • Living Area
    576.0
  • Interior Features
    All Bedrooms Down
  • Pool Features
    None
  • Cooling
    None

  • Acres
    0.0551
  • Lot Features
    Zero To One Unit Acre
  • View
    None
  • Water
    Public

  • Area
    MRBY - Morro Bay
  • County
    San Luis Obispo
  • City
    Morro Bay
  • Neighborhood
    North Morro Bay (820)
  • Zip Code
    93442
  • High School
    Morro Bay

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Frequently Asked Questions

How do I schedule a tour of 420 Mindoro?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 420 Mindoro.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 420 Mindoro?

Click Ask a Question to talk with our team. You already know it is a 1 bed, 1 bath, listed for $499,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Morro Bay, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 420 Mindoro?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 420 Mindoro at around $2,706. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 420 Mindoro?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Luis Obispo County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 420 Mindoro?

In most cases, yes. Whether 420 Mindoro is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Morro Bay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 420 Mindoro?

We can handle that for you. Our preferred local agent specializes in residentials in Morro Bay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $499,000 with 576 sqft of space—that comes out to approximately $866 per square foot.

How long has this property been on the market?

420 Mindoro was listed on November 04, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1930, making it approximately 96 years old.

What is the lot size of this property?

420 Mindoro sits on a 0.06-acre lot, which is 2,614 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • High: Morro Bay

Want to see how these schools compare? Check out our San Luis Obispo County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $0.

Is 420 Mindoro still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information from California Regional Multiple Listing Service as of November 06, 2026 at 12:17PM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Last Updated: November 06, 2026 at 12:17PM | Source: California Regional Multiple Listing Service | MLS#: PI26227049