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120 Hatteras , Morro Bay, CA 93442

$1,475,000

3
beds
2
baths
1,880
sqft
1998
year built

Professional Photos Coming~ FIRST TIME EVER ON THE MARKET IN THE BEACH TRACT! A rare coastal opportunity! Set on an ocean-view corner lot in the desirable Beach Tract, this approximately 1,880-square-foot, 3-bedroom, 2-bath home offers the space, charm, and lifestyle you've been waiting for! Step inside and discover an inviting, open-concept floor plan with a spacious living room, vaulted ceilings, and a cozy gas fireplace that creates the perfect gathering spot. The generous kitchen features a breakfast bar, charming breakfast nook, and adjoining dining area, offering plenty of room for everyday living and entertaining. And there's more! A huge laundry room with a convenient mudroom area adds exceptional functionality and storage—perfect for beach living, active lifestyles, and all the gear that comes with it. Outside, enjoy the covered patio, outdoor shower, and the added convenience of an oversized two-car garage with plenty of parking for your boat, RV, and coastal toys. Ocean views, a desirable corner location, generous living spaces, and parking that's hard to find—this is your opportunity to create lasting memories in one of the coast's sought-after beach neighborhoods. First time on the market means a chance to own something truly special. Come discover the possibilities and make the beach lifestyle yours!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1998
  • 0.1584 Acre Lot
  • $0/ HOA
  • 2 Car Garage
  • Newly Listed

Open House

  • November 12, 2026
    9:30am - 11:30am
  • November 12, 2026
    9:30am - 11:30am

This open house information was last updated on 11/11/2026 06:42PM

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1998
  • Stories
    1.0
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Boat, RV Access Parking, Workshop In Garage
  • Living Area
    1880.0
  • Interior Features
    Pantry, Breakfast Bar, High Ceilings, Open Floorplan, Primary Suite, Walk In Closets, Separate Formal Dining Room, All Bedrooms Down, Walk In Pantry, Breakfast Area, Workshop, Wired For Sound, Solid Surface Counters
  • Appliances
    Electric Range, Microwave, Disposal, Gas Range, Freezer, Water Softener, Gas Water Heater, Ice Maker, Self Cleaning Oven, Water Purifier, Water To Refrigerator
  • Flooring
    Tile, Carpet
  • Patio And Porch
    Covered
  • Pool Features
    None
  • Security Features
    Carbon Monoxide Detectors, Smoke Detectors
  • Cooling
    None
  • Heating
    Central

  • Acres
    0.1584
  • Lot Features
    Zero To One Unit Acre
  • Water Front Features
    Ocean Front, Ocean Access, Beach Access, Ocean Side Of Highway, Across The Road From Lake Ocean
  • View
    Water, Ocean
  • Utilities
    Cable Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available
  • Water
    Public

  • Area
    MRBY - Morro Bay
  • County
    San Luis Obispo
  • City
    Morro Bay
  • Neighborhood
    Beach Tract(730)
  • Zip Code
    93442
  • High School
    Morro Bay

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Frequently Asked Questions

How do I schedule a tour of 120 Hatteras?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 120 Hatteras.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 120 Hatteras?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $1,475,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Morro Bay, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 120 Hatteras?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 120 Hatteras at around $8,394. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 120 Hatteras?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Luis Obispo County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 120 Hatteras?

In most cases, yes. Whether 120 Hatteras is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Morro Bay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 120 Hatteras?

We can handle that for you. Our preferred local agent specializes in residentials in Morro Bay and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,475,000 with 1,880 sqft of space—that comes out to approximately $785 per square foot.

How long has this property been on the market?

120 Hatteras was listed on November 11, 2026, which means it's been on the market for 0 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1998, making it approximately 28 years old.

What is the lot size of this property?

120 Hatteras sits on a 0.16-acre lot, which is 6,970 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • High: Morro Bay

Want to see how these schools compare? Check out our San Luis Obispo County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $0.

Is 120 Hatteras still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information from California Regional Multiple Listing Service as of November 11, 2026 at 11:07PM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Last Updated: November 11, 2026 at 11:07PM | Source: California Regional Multiple Listing Service | MLS#: NS26241721