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Welcome to 202 Watson Street, a rare duplex offering panoramic bay views, with sweeping vistas of Monterey harbor and its sail, fishing, and whale watching boats, the downtown skyline with its twinkling city lights, and distant mountains beyond. Ideally located minutes from downtown Monterey and its shops and restaurants, plus the historic charm of Fisherman's Wharf, this address puts the best of Monterey at your doorstep. Besides the view and location, the duplex offers an excellent opportunity for a multi generational family, with views enjoyed from both units! Upstairs, Unit A offers 2 beds and 1 bath across 1,338 square feet of light filled living space, a deck off the dining area, kitchen and back bedroom, a fireplace and bonus air conditioning system. Downstairs, Unit B offers 3 beds and 1.5 baths across 1,434 square feet, opening onto a patio and backyard. The spacious backyard offers a producing apple tree and storage shed, along with a garage and additional parking that complete this rare offering. Whether you are envisioning multi generational living, an investment opportunity, or simply want to own a slice of Monterey with unforgettable views, this home is ready to welcome its next chapter.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1929
  • 2 Car Garage
  • 100 days on Market

  • Bedrooms
    5
  • Bathrooms
    2
  • Year Built
    1929
  • Stories
    2.0
  • Garage Spaces
    2.0
  • Parking Features
    Garage
  • Living Area
    2772.0
  • Interior Features
    Storage
  • Appliances
    Dishwasher, Gas Range, Trash Compactor
  • Flooring
    Tile, Other
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air

  • View
    Bay, City Lights
  • Water
    Public

  • County
    Monterey
  • City
    Monterey
  • Zip Code
    93940

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Frequently Asked Questions

How do I schedule a tour of 202 Watson St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 202 Watson St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 202 Watson St?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 2 bath, listed for $2,199,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Monterey, and can even get you in to see the property quickly.

How do I get a virtual tour of 202 Watson St?

Yes! A virtual tour is available for 202 Watson St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 202 Watson St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 202 Watson St at around $12,514. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 202 Watson St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monterey County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 202 Watson St?

In most cases, yes. Whether 202 Watson St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Monterey's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 202 Watson St?

We can handle that for you. Our preferred local agent specializes in residentials in Monterey and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,199,000 with 2,772 sqft of space—that comes out to approximately $793 per square foot.

How long has this property been on the market?

202 Watson St was listed on August 03, 2026, which means it's been on the market for 100 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1929, making it approximately 97 years old.

Is 202 Watson St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 11, 2026 at 10:23AM.

IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.