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Discover affordable desert living in the desirable Watercolors 55+ community of La Quinta! Offered at $440,000, this move-in-ready, upgraded corner-lot home may qualify eligible buyers for a $56,000 silent second mortgage assistance program, potentially bringing the effective price to $384,000, subject to program terms and approval. Step inside to a bright, open floor plan featuring vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. Enjoy the comfort and convenience of upgraded living with a private patio ideal for outdoor dining, entertaining, or relaxing in the desert sunshine. A spacious two-car garage adds everyday functionality. Enjoy a low-maintenance lifestyle with resort-inspired community amenities, including a clubhouse, sparkling swimming pool, and heated spa. HOA dues also include cable and Wi-Fi, helping simplify your monthly household expenses. EXCLUSIVE HOMEOWNERSHIP ASSISTANCE OPPORTUNITY: The La Quinta Housing Authority program may provide eligible buyers with a $56,000 silent second mortgage benefit. The home must be purchased as a primary, owner-occupied residence. Investment properties, rentals, and all-cash purchases are not permitted under the stated program requirements. Buyers must meet applicable Riverside County moderate-income limits and all other program qualifications. 2025 INCOME LIMITS PROVIDED — SUBJECT TO VERIFICATION: 1-person household: $62,651–$87,300 2-person household: $71,601–$99,750 3-person household: $80,551–$112,250 4-person household: $89,501–$124,700 Don't miss this opportunity to explore affordable homeownership in one of La Quinta's desirable 55+ communities. Contact your real estate professional today for property details, program eligibility, and assistance information!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2006
  • 0.07 Acre Lot
  • $316/mo HOA
  • 2 Car Garage
  • 83 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2006
  • Stories
    1.0
  • Architectural Style
    Traditional, Spanish, Patio Home
  • Construction Materials
    Frame, Asphalt, Block, Plaster, Glass
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Garage, On Site, Gated, Door Single, Driveway Level
  • Living Area
    1337.0
  • Interior Features
    Pantry, Granite Counters, High Ceilings, Open Floorplan, Entrance Foyer, Crown Molding, Eat In Kitchen, Primary Suite, Walk In Closets, Ceiling Fans, Separate Formal Dining Room, All Bedrooms Down, Bedroom On Main Level, Main Level Primary, Walk In Pantry, Cathedral Ceilings
  • Appliances
    Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Gas Range, Gas Oven, Water Heater
  • Flooring
    Laminate, Carpet
  • Patio And Porch
    Patio, Deck, Porch, Concrete, Open
  • Pool Features
    In Ground, Community, Association
  • Security Features
    Security Lights, Gated Community, Carbon Monoxide Detectors, Twenty Four Hour Security, Smoke Detectors
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.07
  • Lot Features
    Level, Corner Lot, Landscaped, Back Yard, Near Park, Zero To One Unit Acre, Yard, Drip Irrigation Bubblers
  • View
    Mountains, Hills, Desert, Canyon
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Water Available, Natural Gas Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Phone Available, Phone Connected
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 79338 Cool Reflection?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 79338 Cool Reflection.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 79338 Cool Reflection?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $430,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in La Quinta, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 79338 Cool Reflection?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 79338 Cool Reflection at around $2,447. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 79338 Cool Reflection?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Riverside County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 79338 Cool Reflection?

In most cases, yes. Whether 79338 Cool Reflection is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in La Quinta's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 79338 Cool Reflection?

We can handle that for you. Our preferred local agent specializes in residentials in La Quinta and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $430,000 with 1,337 sqft of space—that comes out to approximately $322 per square foot.

How long has this property been on the market?

79338 Cool Reflection was listed on August 24, 2026, which means it's been on the market for 83 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

79338 Cool Reflection sits on a 0.07-acre lot, which is 3,049 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $316 paid monthly.

This covers access to community features including: Trash, Clubhouse, Pool, Water, Sauna, Cable TV, Security, Spa Hot Tub, Outdoor Cooking Area, Recreation Room, Pets Allowed, Guard, Fire Pit, Utilities.

Is 79338 Cool Reflection still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information from California Regional Multiple Listing Service as of November 15, 2026 at 02:27AM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Last Updated: November 15, 2026 at 02:27AM | Source: California Regional Multiple Listing Service | MLS#: IG26074690