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655 13th St #5, Imperial Beach, CA 92154

$525,000

2
beds
2 full · 1 half
baths
1,355
sqft
1980
year built

San Diego home in a gated townhome community minutes away from Imperial Beach, Coronado, and the I-5 freeway. Move-in ready, this home offers the perfect opportunity to truly make it your own. The functional layout offers comfortable living spaces, good natural light throughout. Nestled in a quaint gated HOA community offering a pool, laundry facility, and a reserved parking spot, this townhouse features two master bedroom like suites and a half bathroom downstairs for guests. Boasting stainless steel appliances, vinyl plank flooring, carpet (upstairs only). Convenience and close to public transit for easy commuting. The scenic Bayshore Bikeway is just moments away for cycling, walking, or taking in beautiful coastal sunsets. Explore local dining options or head to the sand in Imperial Beach just minutes away. A gated community for added privacy and peace of mind, this property offers both security and accessibility. Home in a growing coastal neighborhood. This is your chance for an affordable beach area condo.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1980
  • $400/mo HOA
  • 1 Car Garage
  • 1 day on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    1980
  • Stories
    2.0
  • Construction Materials
    Stucco
  • Garage Spaces
    1.0
  • Parking Features
    Assigned
  • Living Area
    1355.0
  • Appliances
    Dishwasher, Electric Range, Refrigerator, Disposal, Electric Cooktop
  • Flooring
    Tile, Carpet
  • Pool Features
    In Ground, Community
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Forced Air, Natural Gas

  • Water
    Public

  • Area
    South Bay
  • County
    San Diego
  • City
    Imperial Beach
  • Neighborhood
    SAN DIEGO
  • Zip Code
    92154

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Frequently Asked Questions

How do I schedule a tour of 655 13th St #5?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 655 13th St #5.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 655 13th St #5?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $525,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Imperial Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 655 13th St #5?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 655 13th St #5 at around $2,988. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 655 13th St #5?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Diego County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 655 13th St #5?

In most cases, yes. Whether 655 13th St #5 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Imperial Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 655 13th St #5?

We can handle that for you. Our preferred local agent specializes in residentials in Imperial Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $525,000 with 1,355 sqft of space—that comes out to approximately $387 per square foot.

How long has this property been on the market?

655 13th St #5 was listed on November 11, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1980, making it approximately 46 years old.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $400 paid monthly.

Is 655 13th St #5 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS.

Last Updated: November 12, 2026 at 05:07PM | Source: San Diego MLS | MLS#: 260026841