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Welcome to 1096 Gardenia Loop, located in the desirable Victoria by the Bay community of Hercules, California. Built in 2015 by quality builder City Ventures, this beautifully designed home offers approximately 2,803 square feet of living space on a generous 4,982-square-foot lot. The thoughtfully designed floor plan features five bedrooms, with one bedroom currently utilized as an open loft, and three full bathrooms. A highly desirable full bedroom and bathroom are located on the first floor, providing flexibility for guests, extended family, or a home office. The home offers year-round comfort with a central cooling system featuring dual zones, as well as a furnace for those chilly evenings. Owned solar is included with the property and will transfer to the new owners, providing an opportunity to enjoy the benefits of the existing solar system. One of the property's standout features is its oversized, terraced lot with abundant sunlight and excellent potential for creating a beautiful citrus orchard or garden. The low-maintenance landscaping includes a front-yard sprinkler system, while the inviting front sitting porch provides a welcoming place to relax and enjoy the neighborhood. The oversized two-car garage includes an EV electrical charging system, and the driveway provides additional parking for two vehicles. Residents also enjoy access to a community park and the convenience of centralized community mailboxes. Beautiful architecture, a functional floor plan, generous outdoor space, owned solar, and a prime location make this home a wonderful opportunity. Conveniently located near Highways 4 and 80, the Carquinez Bridge, Napa Valley, and San Francisco, the property offers easy access to major transportation routes while being situated within the established Victoria by the Bay community. A wonderful combination of space, comfort, energy efficiency, location, and outdoor potential awaits at 1096 Gardenia Loop.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2015
  • 0.11 Acre Lot
  • $128/mo HOA
  • 2 Car Garage
  • 38 days on Market

  • Bedrooms
    5
  • Bathrooms
    3
  • Year Built
    2015
  • Stories
    2.0
  • Architectural Style
    Mediterranean
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Off Street, Garage Faces Rear, Electric Vehicle Charging Station(s)
  • Living Area
    2803.0
  • Interior Features
    Kitchen Island
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Tankless Water Heater, Oven, Plumbed For Ice Maker, Double Oven, Gas Water Heater, Self Cleaning Oven, Free-Standing Range
  • Flooring
    Laminate, Tile, Carpet
  • Pool Features
    None
  • Security Features
    Smoke Detector(s), Fire Sprinkler System, Security System Leased, Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Natural Gas, Zoned, Central

  • Acres
    0.11
  • Lot Features
    Landscaped, Back Yard, Front Yard, See Remarks, Sloped Up
  • Utilities
    Natural Gas Available, Cable Connected, Natural Gas Connected
  • Water
    Public

  • County
    Contra Costa
  • City
    Hercules
  • Neighborhood
    VICTORIA BY THE BAY
  • Zip Code
    94547

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Frequently Asked Questions

How do I schedule a tour of 1096 Gardenia Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1096 Gardenia Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1096 Gardenia Loop?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $949,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hercules, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1096 Gardenia Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1096 Gardenia Loop at around $5,401. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1096 Gardenia Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Contra Costa County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1096 Gardenia Loop?

In most cases, yes. Whether 1096 Gardenia Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hercules's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1096 Gardenia Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Hercules and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $949,000 with 2,803 sqft of space—that comes out to approximately $339 per square foot.

How long has this property been on the market?

1096 Gardenia Loop was listed on October 02, 2026, which means it's been on the market for 38 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2015, making it approximately 11 years old.

What is the lot size of this property?

1096 Gardenia Loop sits on a 0.11-acre lot, which is 4,792 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $128 paid monthly.

This covers access to community features including: Picnic Area, Playground, Park.

Is 1096 Gardenia Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 09, 2026 at 11:07PM.

IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.