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Welcome to this inviting two-story home in one of El Cajon's most desirable communities! Soaring cathedral ceilings, abundant natural light and a cozy fireplace create a warm first impression in the spacious living room. Rich wood-look flooring, plantation shutters and decorative wall niches add character, while the open layout connects the living and dining areas for effortless entertaining. The well-appointed kitchen features generous cabinet and counter space, stainless steel appliances, a gas range, mosaic tile backsplash and a large peninsula with pendant lighting. The adjoining dining area opens through sliding glass doors to the backyard, making indoor-outdoor gatherings easy. Enjoy morning coffee, weekend barbecues or outdoor dining on the spacious patio, surrounded by mature fruit trees, garden beds and lush greenery. Citrus and pomegranate trees bring color and charm to the garden, with planting areas offering space to nurture your own favorites. A fenced backyard provides an inviting outdoor retreat, while the landscaped front yard, tile roof and attached two-car garage enhance the home's curb appeal. Warm neutral tones and a bright, airy atmosphere make this home a welcoming place to relax, entertain and enjoy everyday living. Discover the comfort and charm of this lovely El Cajon home!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1997
  • $150/mo HOA
  • 2 Car Garage
  • 7 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1997
  • Stories
    2.0
  • Construction Materials
    Stucco
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1410.0
  • Appliances
    Dishwasher, Microwave, Range, Oven
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Forced Air, Natural Gas

  • Utilities
    Sewer Connected

  • Area
    East County
  • County
    San Diego
  • City
    El Cajon
  • Neighborhood
    EL CAJON
  • Zip Code
    92021

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Frequently Asked Questions

How do I schedule a tour of 1321 Navello Terrace?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1321 Navello Terrace.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1321 Navello Terrace?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $779,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in El Cajon, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1321 Navello Terrace?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1321 Navello Terrace at around $4,433. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1321 Navello Terrace?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Diego County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1321 Navello Terrace?

In most cases, yes. Whether 1321 Navello Terrace is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in El Cajon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1321 Navello Terrace?

We can handle that for you. Our preferred local agent specializes in residentials in El Cajon and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $779,000 with 1,410 sqft of space—that comes out to approximately $552 per square foot.

How long has this property been on the market?

1321 Navello Terrace was listed on November 02, 2026, which means it's been on the market for 7 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1997, making it approximately 29 years old.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $150 paid monthly.

Is 1321 Navello Terrace still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS.

Last Updated: November 09, 2026 at 07:55PM | Source: San Diego MLS | MLS#: 260026253