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VIRTUAL TOUR

1128 W 5 , Chico, CA 95928

$299,000

3
beds
1
baths
774
sqft
1925
year built

VIRTUAL TOUR

Classic Chico Charm Meets Unbeatable Investment Potential! Discover the perfect blend of lifestyle and opportunity at 1128 W 5th Street. Nestled in the heart of Chico’s vibrant South Campus neighborhood, this elegant, newly remodeled 1925-built bungalow offers the timeless character of Chico alongside a location that is virtually unmatched for rental demand. Spanning an efficient 774 square feet, this 3-bedroom, 1-bathroom home features a functional layout that maximizes every inch. Modern comforts like central heating and air and an included washer and dryer ensure a seamless living experience. The property sits on a 4,356 sq. ft. lot, highlighted by an expansive, fully fenced backyard - a private oasis perfect for summer gatherings, gardening, or quiet mornings. With a Walk Score of 89 and a Bike Score of 85, this property is a commuter’s dream. Whether you're a first-time buyer wanting to be near the action or an investor looking for a high-occupancy asset, the proximity to CSU Chico (0.8 miles) and the shops, restaurants, and nightlife of Downtown Chico makes this a premier piece of real estate. Homes in this pocket of the 95928 zip code are highly coveted for their consistent appreciation and strong historical rental performance. The residence also has a walkout basement, and there is room on the property to build an ADU (buyer to verify, see renderings in property photos). Whether you’re looking for a charming personal residence with a historic soul or a turnkey addition to your portfolio in a high-demand university district, 1128 W 5th Street is a rare find that delivers on both fronts.

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    1925
  • Stories
    1.0
  • Garage Spaces
    0.0
  • Parking Features
    Off Street
  • Living Area
    774.0
  • Interior Features
    Ceiling Fans, Unfurnished
  • Appliances
    Dryer, Refrigerator, Washer, Gas Range, Gas Oven
  • Pool Features
    None
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.1
  • Lot Features
    Level, Rectangular Lot, Back Yard, Front Yard, Yard
  • View
    None
  • Water
    Public

  • County
    Butte
  • City
    Chico
  • Zip Code
    95928

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Frequently Asked Questions

How do I schedule a tour of 1128 W 5?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1128 W 5.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1128 W 5?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $299,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Chico, and can even get you in to see the property quickly.

How do I get a virtual tour of 1128 W 5?

Yes! A virtual tour is available for 1128 W 5. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 1128 W 5?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1128 W 5 at around $1,702. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1128 W 5?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Butte County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1128 W 5?

In most cases, yes. Whether 1128 W 5 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Chico's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1128 W 5?

We can handle that for you. Our preferred local agent specializes in residentials in Chico and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $299,000 with 774 sqft of space—that comes out to approximately $386 per square foot.

How long has this property been on the market?

1128 W 5 was listed on February 19, 2026, which means it's been on the market for 265 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1925, making it approximately 101 years old.

What is the lot size of this property?

1128 W 5 sits on a 0.1-acre lot, which is 4,356 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $0.

Is 1128 W 5 still available for sale?

Source: ez Home Search, MLS Data

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Based on information from California Regional Multiple Listing Service as of November 11, 2026 at 08:27PM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Last Updated: November 11, 2026 at 08:27PM | Source: California Regional Multiple Listing Service | MLS#: SN26035574