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Rare Cayucos opportunity featuring two separate units, abundant parking, and an active vacation rental license, all just a short walk to town and the beach. The street-side 3BD/2BA main home offers sweeping ocean views from the upper-level great room with open-beamed ceilings and three decks—ideal for coastal living or entertaining. Set beyond a generous parking area is a detached 2BD unit with a three-room bonus space for flexible use, plus a large backyard with peaceful coastal hill views. Located on a quiet cul-de-sac with nearby coastal access stairs at 16th and 19th Streets, this property offers multiple use options and excellent income potential.

Highlights

  • Residential Income
  • Duplex
  • Built in 1978
  • 0.1286 Acre Lot
  • $0/ HOA
  • 4 Car Garage
  • 180 days on Market

  • Year Built
    1978
  • Stories
    2.0
  • Garage Spaces
    4.0
  • Parking Features
    Driveway, Garage Door Opener, Garage, Concrete, Garage Faces Side, Shared Driveway, Door Single, Driveway Up Slope From Street, One Space
  • Interior Features
    Recessed Lighting, High Ceilings, Open Floorplan, Entrance Foyer, Beamed Ceilings, Walk In Closets, Ceiling Fans, Track Lighting, Bedroom On Main Level, Cathedral Ceilings
  • Appliances
    Dishwasher
  • Flooring
    Tile, Vinyl, Carpet
  • Pool Features
    None
  • Cooling
    None
  • Heating
    Wall Furnace

  • Acres
    0.1286
  • Lot Features
    Irregular Lot, Landscaped, Gentle Sloping, Sloped Down, Cul De Sac, Sloped Up
  • View
    Valley, Panoramic, Ocean, Bay, City Lights, Hills, Coastline, Bluff
  • Water
    Public

  • Area
    CAYU - Cayucos
  • County
    San Luis Obispo
  • City
    Cayucos
  • Neighborhood
    Town of Cayucos(540)
  • Zip Code
    93430

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Frequently Asked Questions

How do I schedule a tour of 2023 Circle?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2023 Circle.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2023 Circle?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $2,395,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Cayucos, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2023 Circle?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 2023 Circle at around $12,986. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2023 Circle?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in San Luis Obispo County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2023 Circle?

In most cases, yes. Whether 2023 Circle is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cayucos's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2023 Circle?

We can handle that for you. Our preferred local agent specializes in residential incomes in Cayucos and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,395,000 with 2,720 sqft of space—that comes out to approximately $881 per square foot.

How long has this property been on the market?

2023 Circle was listed on May 11, 2026, which means it's been on the market for 180 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1978, making it approximately 48 years old.

What is the lot size of this property?

2023 Circle sits on a 0.13-acre lot, which is 5,663 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $0.

Is 2023 Circle still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information from California Regional Multiple Listing Service as of November 07, 2026 at 01:17AM All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Last Updated: November 07, 2026 at 01:17AM | Source: California Regional Multiple Listing Service | MLS#: SC26102139