- 2
- beds
- 2
- baths
- 1,520
- sqft
- 1976
- year built
- Status:
- Active
- MLS #:
- ML82061905
- County:
- Monterey
- Listed By:
- Wendy Loren - David Lyng Real Estate
- Agent Phone:
- (831) 915-8292
Sponsoring Broker: Mia Park, Intero
3850 Rio Rd Unit 47, home of the same owner for decades, has been maintained with updates and upgrades (new roof) The south-facing kitchen (newer appliances, gas stove, recessed lighting etc.) connects to a dining room (easily made part of a great room area) with sliders onto the sunny, paved, and gated patio. Laundry closet adjacent to kitchen. Both bedrooms upstairs have updated bathrooms. The South-facing suite has close views of the St. Lucia mountain range (and popular hiking trail). The north-facing, larger suite, has a wall-to-wall custom closet and sliders onto a large deck overlooking the lake. Directly below is the living room with recessed lighting, gas fireplace-insert and sliders which allow you to capture views of the lake, mountains, and "extraordinary ecosystem." There is a convenient half-bath. This townhome location is: (1) hub to the entire Peninsula, (2) center of the quiet side of complex, and (3) "travel-time-saver"-stroll next door to the CrossRoads Shopping for all your wants and needs; or cross the street, past the post office and fire station to the Barnyard Shopping. Tall hedges/trees provide outstanding privacy. Location! Location! Location! The 2-car garage is a welcome bonus!
Highlights
- Residential
- Townhouse
- Built in 1976
- $710/mo HOA
- 2 Car Garage
- 54 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2
-
- Year Built
- 1976
-
- Stories
- 2.0
-
- Garage Spaces
- 2.0
-
- Parking Features
- Garage
-
- Living Area
- 1520.0
-
- Interior Features
- Pantry, Storage
-
- Appliances
- Dishwasher, Microwave
-
- Flooring
- Tile
-
- Exterior Features
- Other
-
- Pool Features
- Community
-
- Cooling
- None
-
- Heating
- Forced Air, Fireplace Insert
-
- Basement
- Crawl Space
-
- Lot Features
- Level
-
- Water Front Features
- Pond
-
- View
- Mountain(s), Lake, Park/Greenbelt
-
- Water
- Public
-
- County
- Monterey
-
- City
- Carmel
-
- Zip Code
- 93923
-
Nearby Schools
-
55out of 100
-
50out of 100
-
51out of 100
-
56out of 100
-
51out of 100
-
63out of 100
-
54out of 100
-
47out of 100
-
47out of 100
-
53out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Estimated Value
$1,062,111
$902,794 - $1,221,427
Source: Constellation Data Labs
Price History
| 09/18/2026 | Listed | $1,150,000 |
| Source: bridgeMLS #ML82061905 | ||
Source: MLS Data
Mortgage History
| 05/12/2006 | Stand Alone Second / Subordinate Position | $45,000 |
| 01/05/2005 | Credit Line (Revolving) / HELOC | $200,000 |
Source: Public records via Constellation Data Labs
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Source: ez Home Search, MLS Data
Frequently Asked Questions
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How do I get more information about 3850 Rio Rd?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $1,150,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Carmel, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 3850 Rio Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3850 Rio Rd at around $6,544. This includes estimated property taxes and insurance.
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Can I negotiate the asking price for 3850 Rio Rd?
In most cases, yes. Whether 3850 Rio Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Carmel's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3850 Rio Rd?
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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $1,150,000 with 1,520 sqft of space—that comes out to approximately $757 per square foot.
How long has this property been on the market?
3850 Rio Rd was listed on September 18, 2026, which means it's been on the market for 54 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1976, making it approximately 50 years old.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $710 paid monthly.
This covers access to community features including: Clubhouse.
Is 3850 Rio Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 11, 2026 at 08:13AM.
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