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Rare opportunity to own two detached residences on one property in the heart of Capitola, just minutes from Capitola Village, the beach, restaurants, and shops. Unlike a traditional duplex, each home is its own separate structure, offering exceptional privacy and flexibility with no shared living walls and no one living above or below. Both residences feature 2 bedrooms, 2 full baths, an attached 1-car garage, and in-unit laundry. Each has a bedroom and full bath on the ground floor, while upstairs the kitchen opens to the living and dining areas alongside a spacious primary suite. Unit B is enhanced by vaulted ceilings and a private deck, adding to its open and airy feel. Unit A is currently tenant occupied, while Unit B is owner occupied, providing future flexibility for an owner-user. Live in one and rent the other, enjoy a Capitola getaway with built-in income, or add a unique coastal property to your investment portfolio. A special opportunity to enjoy the Capitola lifestyle just moments from the Village. Adjacent property also available, creating a rare opportunity to acquire two neighboring income properties totaling five units in Capitola.

Highlights

  • Residential Income
  • Duplex
  • Built in 1999
  • 69 days on Market

  • Bedrooms
    4
  • Year Built
    1999
  • Living Area
    2239.0
  • Heating
    Forced Air

  • Water
    Public

  • County
    Santa Cruz
  • City
    Capitola
  • Zip Code
    95010

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Frequently Asked Questions

How do I schedule a tour of 518 Capitola Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 518 Capitola Ave.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 518 Capitola Ave?

Click Ask a Question to talk with our team. You already know it is a 4 bed, N/A bath, listed for $1,599,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Capitola, and can even get you in to see the property quickly.

How do I get a virtual tour of 518 Capitola Ave?

Yes! A virtual tour is available for 518 Capitola Ave. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 518 Capitola Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 518 Capitola Ave at around $9,099. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 518 Capitola Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 518 Capitola Ave?

In most cases, yes. Whether 518 Capitola Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Capitola's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 518 Capitola Ave?

We can handle that for you. Our preferred local agent specializes in residential incomes in Capitola and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,599,000 with 2,239 sqft of space—that comes out to approximately $714 per square foot.

How long has this property been on the market?

518 Capitola Ave was listed on September 04, 2026, which means it's been on the market for 69 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1999, making it approximately 27 years old.

Is 518 Capitola Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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