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Fabulous opportunity where indoor comfort meets exceptional outdoor living. The last unit in this smaller Riverview community sold for $888K. Rarely does condo living offer a private rooftop terrace, four additional outdoor spaces, a detached 2-car garage, and indoor laundry, all just a 15-minute walk to Capitola Beach. Enjoy a balcony overlooking a tree-lined greenbelt, a sunny courtyard perfect for morning coffee, and private outdoor spaces off both bedrooms. You're just minutes to Capitola Village, the Beach, Esplanade, restaurants, coffee shops, the library, and more. Inside, both bedrooms and bathrooms are privately situated on the lower level. Upstairs, a light-filled living area welcomes you with vaulted ceilings, skylights, abundant windows, a gas-starter fireplace and convenience of a 1/2 bathroom. The updated kitchen features generous cabinetry and a convenient dry bar with wine/beverage refrigerator. Additional comforts include radiant heated floors in the guest bath and hallway. With easy access to Highway 1, 41st Avenue, shopping, and specialty markets, and minimal upkeep required, this home is ideal as a full-time residence, weekend getaway, or investment opportunity. Come discover the carefree coastal Capitola lifestyle you've been looking for!

Highlights

  • Residential
  • Condominium
  • Built in 1983
  • 0.016 Acre Lot
  • $750/mo HOA
  • 2 Car Garage
  • 144 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1983
  • Foundation
    Raised
  • Garage Spaces
    2.0
  • Parking Features
    Garage, Guest
  • Living Area
    1227.0
  • Appliances
    Dishwasher, Tankless Water Heater
  • Flooring
    Laminate, Tile
  • Cooling
    Ceiling Fan(s)
  • Heating
    Forced Air

  • Acres
    0.016
  • Water
    Public

  • County
    Santa Cruz
  • City
    Capitola
  • Zip Code
    95010

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Frequently Asked Questions

How do I schedule a tour of 2052 Wharf Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2052 Wharf Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2052 Wharf Rd?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $849,999. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Capitola, and can even get you in to see the property quickly.

How do I get a virtual tour of 2052 Wharf Rd?

Yes! A virtual tour is available for 2052 Wharf Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2052 Wharf Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2052 Wharf Rd at around $4,837. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2052 Wharf Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2052 Wharf Rd?

In most cases, yes. Whether 2052 Wharf Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Capitola's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2052 Wharf Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Capitola and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $849,999 with 1,227 sqft of space—that comes out to approximately $693 per square foot.

How long has this property been on the market?

2052 Wharf Rd was listed on June 24, 2026, which means it's been on the market for 144 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1983, making it approximately 43 years old.

What is the lot size of this property?

2052 Wharf Rd sits on a 0.02-acre lot, which is 871 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $750 paid monthly.

Is 2052 Wharf Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 15, 2026 at 03:46PM.

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